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CPI Card Group Inc. (PMTS) Company Overview

Company Analysis

CPI Card Group Inc. PMTS

A comprehensive view of key metrics, scores, and financial health for CPI Card Group Inc.

Overview of CPI Card Group Inc.

PMTS NGM
Financial Services Credit Services Micro Cap
CPI Card Group Inc. (PMTS), is a Micro Cap company, in the Credit Services industry, last closed at $14.88, about 0.0% overvalued vs fair value, -48.4% 1Y return, ranked 871/1004 in sector.
$14.88
-3.81%
As of March 13, 2026
Previous close • Vol 90d: 89.5%
52-Week Range
Market Cap
$177.90M
Enterprise Value
$482.68M
Overall Score
Scores locked

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Top Beats

Quick Facts

HQ Littleton, CO
Employees 1,500
Fiscal year Dec 31

Next Events

Earnings May 6 Estimated

Fair Value Snapshot

Bear Base Bull
$0
$0
$0
Current: $14.88

Engine Room Money Flow™

Micro Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Expense
$34.1M
Net Interest Income
$-34.1M
-26.7%%
Total Revenue
$480.6M
8.1%%
Fee/Non-Interest Income
$514.7M
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Assets
5.58%
Excellent

Net Income / Assets - efficiency of asset utilization

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$8.7M
44.5% of Net Income

Where It Leaks

Cash Flow Health some concerns
Moderate efficiency issues detected. Review active leaks below for improvement areas.
2
Active Leaks
1/2
Improving
0
High Impact
0
Critical
Locked Leak
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Moat Analysis Corporate Default

Competitive Advantage Assessment

Evaluating CPI Card Group Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
47
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Pricing Power

Moderate
54
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Generic Industrial / Default vs Industry Peers 97% Coverage
Trade-Off Triangle Visualization A ternary plot showing PMTS's balance between Growth (29.7%), Profitability (31.4%), and Safety (38.9%). Growth 30% Safety 39% Profitability 31%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

40th percentile vs peers
41
Key Signals
Revenue CAGR 3Y 8.6% 52p Rev Growth YoY 8.1% 40p EPS CAGR 3Y 6.6% 53p EPS Growth YoY -18.3% 18p
  • Superior capital returns - 2 return metrics above peer median
  • Roic in top 20% of peers (20.0%, 88th percentile)
  • Debt/Fcf Ratio in top 20% of peers (8.50, 82th percentile)
  • Strong liquidity position vs peers
  • Conservative leverage compared to industry peers
  • Eps Growth Yoy in bottom 20% of peers (-18.3%)

Profitability

43th percentile vs peers
43
Key Signals
Strengths
Risks
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Safety

53th percentile vs peers
53
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for CPI Card Group Inc..

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Fair Value Range Current: $-
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