Skip to content
Company Analysis

CPI Card Group Inc. PMTS

A comprehensive view of key metrics, scores, and financial health for CPI Card Group Inc.

Overview of CPI Card Group Inc.

PMTS NGM
Financial Services Credit Services Micro Cap
CPI Card Group Inc. (PMTS), is a Micro Cap company, in the Credit Services industry, last closed at $14.88, about 0.0% overvalued vs fair value, -48.4% 1Y return, ranked 871/1004 in sector.
$14.88
-3.81%
As of March 13, 2026
Previous close • Vol 90d: 89.5%
52-Week Range
Market Cap
$177.90M
Enterprise Value
$482.68M
Overall Score
Scores locked

Create a free account to see overall and pillar scores for CPI Card Group Inc..

Top Beats

Quick Facts

Website https://www.cpicardgroup.com
HQ Littleton, CO
Employees 1,500
Fiscal year Dec 31

Next Events

Earnings May 6 Estimated

Fair Value Snapshot

Bear Base Bull
$0
$0
$0
Current: $14.88

Engine Room Money Flow™

Micro Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Expense
$34.1M
Net Interest Income
$-34.1M
-26.7%%
Total Revenue
$480.6M
8.1%%
Fee/Non-Interest Income
$514.7M
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Assets
5.58%
Excellent

Net Income / Assets - efficiency of asset utilization

Locked Metric
-
Premium
Locked Metric
-
Premium
Locked Metric
-
Premium
Locked Metric
-
Premium

Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$8.7M
44.5% of Net Income

Where It Leaks

Cash Flow Health some concerns
Moderate efficiency issues detected. Review active leaks below for improvement areas.
2
Active Leaks
1/2
Improving
0
High Impact
0
Critical
Locked Leak
Upgrade to view details
Premium
Moat Analysis Corporate Default

Competitive Advantage Assessment

Evaluating CPI Card Group Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
47
/100
Developing
Scores based on quantitative metrics and qualitative factors

Upgrade to unlock interactive defense details

Premium access

Unlock full defense analysis

Get key signals, strengths, and risks for every moat dimension.

Upgrade to Premium Unlock all moat defenses and evidence.

Pricing Power

Moderate
54
Premium
Unlock full defense details

See key signals plus strengths and risks for this moat dimension.

Upgrade for full defense analysis Premium-only evidence and insights.
For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Generic Industrial / Default vs Industry Peers 97% Coverage
Trade-Off Triangle Visualization A ternary plot showing PMTS's balance between Growth (29.7%), Profitability (31.4%), and Safety (38.9%). Growth 30% Safety 39% Profitability 31%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
Upgrade to unlock the full 3-year trend analysis and deltas.

Growth

40th percentile vs peers
41
Key Signals
Revenue CAGR 3Y 8.6% 52p Rev Growth YoY 8.1% 40p EPS CAGR 3Y 6.6% 53p EPS Growth YoY -18.3% 18p
Strengths
  • Superior capital returns - 2 return metrics above peer median
  • Roic in top 20% of peers (20.0%, 88th percentile)
  • Debt/Fcf Ratio in top 20% of peers (8.50, 82th percentile)
  • Strong liquidity position vs peers
  • Conservative leverage compared to industry peers
Risks
  • Eps Growth Yoy in bottom 20% of peers (-18.3%)

Profitability

43th percentile vs peers
43
Key Signals
Strengths
Risks
Premium
Unlock full Profitability drilldowns

See the signal-level drivers and insights behind this axis. Upgrade to reveal the full Trade-Off Ledger.

Upgrade Now

Safety

53th percentile vs peers
53
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for CPI Card Group Inc..

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
X.X%
X%XX%
X.X%
-XX%XX%
XX.X%
-XX%XX%
Adjust the sliders above to explore different valuation scenarios.
Unlock Premium
Reveal the full Scenario Theatre
See live sliders, narratives, and full Bear/Base/Bull outcomes.
Upgrade Now
Bear
-
- - -
- upside
-
Base
-
- - -
- upside
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
Actions & Info