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Company Analysis

Pinnacle Financial Partners, In PNFPP

A comprehensive view of key metrics, scores, and financial health for Pinnacle Financial Partners, In

Overview of Pinnacle Financial Partners, Inc.

PNFPP NGM
Financial Services Banks - Regional
Pinnacle Financial Partners, Inc. (PNFPP), in the Banks - Regional industry, last closed at $25.02, about 0.0% overvalued vs fair value, ranked 481/1004 in sector.
$25.03
-
As of March 2, 2026
Previous close
Enterprise Value
-
Overall Score
Scores locked

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Top Beats
No strong beats yet

Quick Facts

Website https://www.pnfp.com
HQ Nashville, TN
Employees 3,657
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Insufficient data

Engine Room Money Flow™

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$2.7B
14.6%%
Interest Expense
$1.3B
Net Interest Income
$1.4B
8.2%%
Total Revenue
$1.5B
10%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
7.4%
Fair

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$98.6M
21.4% of Net Income

Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
0
Active Leaks
0/0
Improving
0
High Impact
0
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Pinnacle Financial Partners, In's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
52
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Moderate
53
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 82% Coverage
Trade-Off Triangle Visualization A ternary plot showing PNFPP's balance between Growth (26.6%), Profitability (41.0%), and Safety (32.4%). Growth 27% Safety 32% Profitability 41%

Click axes to expand details. Marker shows current allocation.

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Growth

37th percentile vs peers
38
Key Signals
Asset Growth YoY 9.7% 76p Revenue CAGR 3Y 10.8% 24p Rev Growth YoY 10.0% 17p
Strengths
  • Net Profit Margin in top 20% of peers (31.2%, 93th percentile)
Risks
  • Rev Growth Yoy in bottom 20% of peers (10.0%)
  • Growth below peer median (percentile: 37)

Profitability

58th percentile vs peers
58
Key Signals
Strengths
Risks
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Safety

46th percentile vs peers
46
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Pinnacle Financial Partners, In.

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This company cannot be valued using standard models.

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Base
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Bull
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Fair Value Range Current: $-
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