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Pinnacle Financial Partners, In (PNFPP) Company Overview

Company Analysis

Pinnacle Financial Partners, In PNFPP

A comprehensive view of key metrics, scores, and financial health for Pinnacle Financial Partners, In

Overview of Pinnacle Financial Partners, Inc.

PNFPP NGM
Financial Services Banks - Regional
Pinnacle Financial Partners, Inc. (PNFPP), in the Banks - Regional industry, last closed at $25.02, about 0.0% overvalued vs fair value, ranked 481/1004 in sector.
$25.03
-
As of March 2, 2026
Previous close
Enterprise Value
-
Overall Score
Scores locked

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Top Beats
No strong beats yet

Quick Facts

HQ Nashville, TN
Employees 3,657
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Insufficient data

Engine Room Money Flow™

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$2.7B
14.6%%
Interest Expense
$1.3B
Net Interest Income
$1.4B
8.2%%
Total Revenue
$1.5B
10%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
7.4%
Fair

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$98.6M
21.4% of Net Income

Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
0
Active Leaks
0/0
Improving
0
High Impact
0
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Pinnacle Financial Partners, In's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
52
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Moderate
53
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 82% Coverage
Trade-Off Triangle Visualization A ternary plot showing PNFPP's balance between Growth (26.6%), Profitability (41.0%), and Safety (32.4%). Growth 27% Safety 32% Profitability 41%

Click axes to expand details. Marker shows current allocation.

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Growth

37th percentile vs peers
38
Key Signals
Asset Growth YoY 9.7% 76p Revenue CAGR 3Y 10.8% 24p Rev Growth YoY 10.0% 17p
  • Net Profit Margin in top 20% of peers (31.2%, 93th percentile)
  • Rev Growth Yoy in bottom 20% of peers (10.0%)
  • Growth below peer median (percentile: 37)

Profitability

58th percentile vs peers
58
Key Signals
Strengths
Risks
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Safety

46th percentile vs peers
46
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Pinnacle Financial Partners, In.

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Bull
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Fair Value Range Current: $-
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