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Company Analysis

Pinnacle Financial Partners, In PNFPP

A comprehensive view of key metrics, scores, and financial health for Pinnacle Financial Partners, In

Overview of Pinnacle Financial Partners, Inc.

PNFPP NGM
Financial Services Banks - Regional Framework: Banks & Lenders
Pinnacle Financial Partners, Inc. (PNFPP), in the Banks - Regional industry, last closed at $25.02, about 0.0% overvalued vs fair value, ranked 493/1037 in sector.
USD 25.03
-
(Delayed)
Enterprise Value
-
Overall Score
View breakdown
Overall
Growth
Fair
Profitability
Good
Health
Fair
Efficiency
Good
Valuation
Fair
Growth
Fair
Profitability
Good
Health
Fair
Efficiency
Good
Valuation
Fair
Completeness: 82%
Confidence: 67%
Updated: Mar 8
Top Beats
No strong beats yet

Quick Facts

Website https://www.pnfp.com
HQ Nashville, TN
Employees 3,657
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Insufficient data

Engine Room Money Flow™

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$2.7B
14.6%%
Interest Expense
$1.3B
Net Interest Income
$1.4B
8.2%%
Total Revenue
$1.5B
10%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
7.4%
Fair

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$98.6M
21.4% of Net Income

Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
0
Active Leaks
0/0
Improving
0
High Impact
0
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Pinnacle Financial Partners, In's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
51
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Developing
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 75% Coverage
Trade-Off Triangle Visualization A ternary plot showing PNFPP's balance between Growth (44.8%), Profitability (27.8%), and Safety (27.4%). Growth 45% Safety 27% Profitability 28%

Click axes to expand details. Marker shows current allocation.

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Growth

68th percentile vs peers
69
Key Signals
NII Growth YoY 8.2% 73p Asset Growth YoY 9.7% 73p Equity Growth YoY 6.8% 52p
Strengths

No notable strengths identified for this axis.

Risks

No significant risks identified for this axis.

Profitability

42th percentile vs peers
43
Key Signals
Strengths
Risks
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Safety

42th percentile vs peers
42
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Pinnacle Financial Partners, In.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bull
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Fair Value Range Current: $-
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