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Company Analysis

ProAssurance Corporation PRA

A comprehensive view of key metrics, scores, and financial health for ProAssurance Corporation

Overview of ProAssurance Corporation

PRA NYQ
Financial Services Insurance - Property & Casualty Small Cap
ProAssurance Corporation (PRA), is a Small Cap company, in the Insurance - Property & Casualty industry, last closed at $24.63, about 5.9% undervalued vs fair value, +56.8% 1Y return, placing in the top 25% of its sector.
$24.63
0.53%
As of March 13, 2026
Previous close • Vol 90d: 4.5%
52-Week Range
Market Cap
$1.26B
Enterprise Value
$1.67B
Overall Score
Scores locked

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Top Beats
No strong beats yet

Quick Facts

Website https://www.proassurance.com
HQ Birmingham, AL
Employees 972
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$14
$26
$49
Current: $24.63 +6% vs base

Engine Room Money Flow™

Small Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$663.0K
-95.9%%
Interest Expense
$20.8M
Net Interest Income
$-20.8M
6.7%%
Total Revenue
$1.1B
-2.7%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
4.4%
Poor

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$75.0M
142.2% of Net Income

Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
1
Active Leaks
0/1
Improving
0
High Impact
0
Critical
Moat Analysis Corporate Default

Competitive Advantage Assessment

Evaluating ProAssurance Corporation's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
28
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Pricing Power

Developing
35
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Generic Industrial / Default vs Industry Peers 96% Coverage
Trade-Off Triangle Visualization A ternary plot showing PRA's balance between Growth (33.5%), Profitability (20.9%), and Safety (45.6%). Growth 33% Safety 46% Profitability 21%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

27th percentile vs peers
27
Key Signals
EPS Growth YoY 2.41 80p TSR 61.0% 70p Revenue CAGR 3Y -0.1% 8p Rev Growth YoY -2.7% 4p EPS CAGR 3Y -27.2% 3p
Strengths
  • Eps Growth Yoy in top 20% of peers (2.41, 80th percentile)
  • Current Ratio in top 20% of peers (37.55, 90th percentile)
  • Strong liquidity position vs peers
  • Conservative leverage compared to industry peers
Risks
  • Rev Growth Yoy in bottom 20% of peers (-2.7%)

Profitability

17th percentile vs peers
17
Key Signals
Strengths
Risks
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Safety

37th percentile vs peers
37
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for ProAssurance Corporation.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$26.09
- - -
+5.9% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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