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Company Analysis

Park National Corporation PRK

A comprehensive view of key metrics, scores, and financial health for Park National Corporation

Overview of Park National Corporation

PRK ASE
Financial Services Banks - Regional Mid Cap
Park National Corporation (PRK), is a Mid Cap company, in the Banks - Regional industry, last closed at $156.12, about 45.4% overvalued vs fair value, +1.0% 1Y return, placing in the top 25% of its sector.
$156.12
-1.05%
As of March 13, 2026
Previous close • Vol 90d: 26.6%
52-Week Range
Market Cap
$2.90B
Enterprise Value
$2.87B
Overall Score
Scores locked

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Top Beats
No strong beats yet

Quick Facts

Website https://investor.parknationalc...
HQ Newark, OH
Employees 1,589
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$47
$85
$160
Current: $156.12 -45% vs base

Engine Room Money Flow™

Mid Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$523.0M
10.9%%
Interest Expense
$107.2M
Net Interest Income
$398.0M
6.7%%
Total Revenue
$664.4M
27.6%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
12.2%
Good

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$110.1M
72.7% of Net Income

Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
1
Active Leaks
1/1
Improving
0
High Impact
0
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Park National Corporation's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
81
/100
Strong
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Strong
81
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing PRK's balance between Growth (12.3%), Profitability (43.8%), and Safety (43.9%). Growth 12% Safety 44% Profitability 44%

Click axes to expand details. Marker shows current allocation.

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Growth

23th percentile vs peers
24
Key Signals
Rev Growth YoY 27.6% 26p Revenue CAGR 3Y 11.2% 25p Asset Growth YoY 0.0% 19p
Strengths
  • Roe in top 20% of peers (12.7%, 81th percentile)
  • Roa in top 20% of peers (1.5%, 88th percentile)
  • Operating Margin in top 20% of peers (33.3%, 84th percentile)
Risks
  • Asset Growth Yoy in bottom 20% of peers (0.0%)
  • Growth below peer median (percentile: 23)

Profitability

84th percentile vs peers
85
Key Signals
Strengths
Risks
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Safety

85th percentile vs peers
85
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Park National Corporation.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
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Bear
-
- - -
- upside
-
Base
$85.19
- - -
-45.4% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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