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Company Analysis

Prudential Financial, Inc. PRU

A comprehensive view of key metrics, scores, and financial health for Prudential Financial, Inc.

Overview of Prudential Financial, Inc.

PRU NYQ
Financial Services Insurance - Life Large Cap
Prudential Financial, Inc. (PRU), is a Large Cap company, in the Insurance - Life industry, last closed at $92.00, about 4.0% undervalued vs fair value, -16.6% 1Y return, placing in the top 10% of its sector.
$92.00
-0.37%
As of March 13, 2026
Previous close • Vol 90d: 24.5%
Market Cap
$33.80B
Enterprise Value
$37.04B
Overall Score
Scores locked

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Top Beats
No strong beats yet

Quick Facts

Website https://www.prudential.com
HQ Newark, NJ
Employees 36,607
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$53
$96
$179
Current: $92.00 +4% vs base

Engine Room Money Flow™

Large Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$275.0M
-62.6%%
Interest Expense
$2.1B
Net Interest Income
$-1.6B
-7.8%%
Total Revenue
$61.0B
-13.7%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
10.9%
Good

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$2.9B
82.8% of Net Income

Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
1
Active Leaks
1/1
Improving
0
High Impact
0
Critical
Moat Analysis Corporate Default

Competitive Advantage Assessment

Evaluating Prudential Financial, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
48
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Pricing Power

Moderate
51
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Generic Industrial / Default vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing PRU's balance between Growth (30.1%), Profitability (31.5%), and Safety (38.4%). Growth 30% Safety 38% Profitability 32%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

35th percentile vs peers
35
Key Signals
Revenue CAGR 3Y 2.3% 50p EPS Growth YoY 33.2% 59p Rev Growth YoY -13.7% 10p TSR -0.1% 21p
Strengths
  • D/E Ratio in top 20% of peers (70.8%, 80th percentile)
  • Debt/Fcf Ratio in top 20% of peers (3.66, 93th percentile)
  • Conservative leverage compared to industry peers
Risks
  • Rev Growth Yoy in bottom 20% of peers (-13.7%)

Profitability

36th percentile vs peers
37
Key Signals
Strengths
Risks
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Safety

44th percentile vs peers
45
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Prudential Financial, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
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Bear
-
- - -
- upside
-
Base
$95.70
- - -
+4.0% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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