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Company Analysis

Pintec Technology Holdings Limi PT

A comprehensive view of key metrics, scores, and financial health for Pintec Technology Holdings Limi

Overview of Pintec Technology Holdings Limited

PT NGM
Financial Services Credit Services Micro Cap
Pintec Technology Holdings Limited (PT), is a Micro Cap company, in the Credit Services industry, last closed at $0.95, about 0.0% overvalued vs fair value, -3.1% 1Y return, ranked 974/1004 in sector.
$0.95
4.73%
As of March 13, 2026
Previous close • Vol 90d: 64.6%
52-Week Range
Market Cap
$14.50M
Enterprise Value
$-14.50M
Overall Score
Scores locked

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Top Beats
No strong beats yet

Quick Facts

Website https://ir.pintec.com
HQ Beijing
Employees 78
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$0
$0
$0
Current: $0.95

Engine Room Money Flow™

Micro Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$0
Interest Expense
$4.5M
Net Interest Income
$112.0K
102.5%%
Total Revenue
$35.1M
-33.3%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Assets
-14.94%
Poor

Net Income / Assets - efficiency of asset utilization

Locked Metric
-
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Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Corporate Default

Competitive Advantage Assessment

Evaluating Pintec Technology Holdings Limi's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
28
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Pricing Power

Developing
28
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Generic Industrial / Default vs Industry Peers 84% Coverage
Trade-Off Triangle Visualization A ternary plot showing PT's balance between Growth (40.9%), Profitability (30.7%), and Safety (28.4%). Growth 41% Safety 28% Profitability 31%

Click axes to expand details. Marker shows current allocation.

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Growth

25th percentile vs peers
26
Key Signals
EPS Growth YoY 82.5% 81p Revenue CAGR 3Y -41.2% 8p Rev Growth YoY -33.3% 4p
Strengths
  • Eps Growth Yoy in top 20% of peers (82.5%, 81th percentile)
Risks
  • Rev Growth Yoy in bottom 20% of peers (-33.3%)

Profitability

19th percentile vs peers
19
Key Signals
Strengths
Risks
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Safety

18th percentile vs peers
18
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Pintec Technology Holdings Limi.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Base
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Snapshot base estimate
Bull
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Fair Value Range Current: $-
$- $- $-
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