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Company Analysis

Prudential Public Limited Compa PUK

A comprehensive view of key metrics, scores, and financial health for Prudential Public Limited Compa

Overview of Prudential plc

PUK NYQ
Financial Services Insurance - Life Framework: Insurance & Reinsurance Large Cap
Prudential plc (PUK), is a Large Cap company, in the Insurance - Life industry, last closed at $27.42, about 42.3% overvalued vs fair value, -1.5% 1Y return, placing in the top 10% of its sector.
Metrics P/E 10.1× Rev Growth 69.0% ROE 21.2% Div Yield 1.44%
USD 27.42
-1.19%
(Delayed)
• Vol 90d: 34.7%
52-Week Range
Market Cap
$34.86B
Enterprise Value
$34.40B
Overall Score
View breakdown
Overall
Growth
Good
Profitability
Good
Health
Fair
Efficiency
Fair
Valuation
Good
Growth
Good
Profitability
Good
Health
Fair
Efficiency
Fair
Valuation
Good
Completeness: 82%
Confidence: 52%
Updated: Sep 12
Top Beats
No strong beats yet

Quick Facts

Website https://www.prudentialplc.com
HQ Central
Employees 15,412
Fiscal year Dec 31

Next Events

Earnings Aug 27

Fair Value Snapshot

Bear Base Bull
$9
$16
$30
Current: $27.42 -42% vs base

Engine Room Money Flow™

Large Cap

Insurance & Reinsurance - Where revenue goes and how value is created

Flow Steps
Total Revenue
$27.4B
69%%
Claims & Losses
$-3.2B
15%%
Acquisition & Admin Expenses
$-3.1B
Underwriting Result
$3.0B
40.8%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Insurance & Reinsurance

Quality & Reliability Indicators

Loss Ratio
11.5%
Excellent

Claims & Losses / Revenue — core underwriting discipline metric; lower is better

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$1.8B
46.4% of Net Income

Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
1
Active Leaks
0/1
Improving
0
High Impact
0
Critical
Moat Analysis Insurance & Reinsurance

Competitive Advantage Assessment

Evaluating Prudential Public Limited Compa's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
62
/100
Moderate
Scores based on quantitative metrics and qualitative factors
Full moat analysis

Key strengths

  • Strong Return on Equity ROE signal is strong (score 0.81), with ROE at 21.2% — indicating efficient capital deployment.
  • Consistent Premium Growth Premium growth trend is positive (signal score 0.98), reflecting successful new business generation and pricing momentum.

Key risks

  • Volatile Underwriting Results Underwriting stability is low (score 0.40), indicating significant exposure to loss cycle or catastrophe volatility.
  • Revenue Concentration Risk Revenue stability is low (score 0.08), suggesting limited diversification across risk segments.

The dashed ring is the peer median. Defense scores are percentile ranks against peers, so 50 is roughly the typical company in this group.

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Underwriting Discipline

Moderate
53
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Insurance (Life, P&C, Reinsurance) vs Industry Peers 100% Coverage
Trade-Off Triangle Visualization A ternary plot showing PUK's balance between Growth (38.7%), Profitability (42.2%), and Safety (19.1%). Growth 39% Safety 19% Profitability 42%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

61th percentile vs peers
61
Key Signals
Rev Growth YoY 69.0% 94p EPS Growth YoY 82.7% 78p Equity Growth YoY 15.0% 55p Asset Growth YoY 16.7% 86p Revenue CAGR 3Y -15.1% 4p
Strengths
  • Rev Growth YoY in top 20% of peers (69.0%, 94th percentile)
  • ROE in top 20% of peers (21.1%, 80th percentile)
  • Growth above peer median with strong metric coverage (100%)
Risks

No significant risks identified for this axis.

Profitability

66th percentile vs peers
67
Key Signals
Strengths
Risks
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Safety

30th percentile vs peers
30
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for Prudential Public Limited Compa.

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$15.82
- - -
-42.3% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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