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Company Analysis

QCR Holdings, Inc. QCRH

A comprehensive view of key metrics, scores, and financial health for QCR Holdings, Inc.

Overview of QCR Holdings, Inc.

QCRH NGM
Financial Services Banks - Regional Small Cap
QCR Holdings, Inc. (QCRH), is a Small Cap company, in the Banks - Regional industry, last closed at $81.90, about 18.5% overvalued vs fair value, +10.2% 1Y return, ranked 818/1004 in sector.
$81.90
-0.01%
As of March 13, 2026
Previous close • Vol 90d: 25.3%
52-Week Range
Market Cap
$1.39B
Enterprise Value
$1.93B
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.qcrh.com
HQ Moline, IL
Employees 1,004
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$37
$67
$125
Current: $81.90 -19% vs base

Engine Room Money Flow™

Small Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$481.9M
16.6%%
Interest Expense
$234.2M
Net Interest Income
$231.8M
4.9%%
Total Revenue
$596.7M
76.7%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
11.4%
Good

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$4.0M
3.5% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating QCR Holdings, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
61
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Moderate
67
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing QCRH's balance between Growth (31.9%), Profitability (31.5%), and Safety (36.6%). Growth 32% Safety 37% Profitability 31%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

69th percentile vs peers
70
Key Signals
Rev Growth YoY 76.7% 69p Revenue CAGR 3Y 25.2% 76p Asset Growth YoY 6.1% 64p
Strengths
  • Roa in top 20% of peers (1.3%, 81th percentile)
  • Roa in top 20% of peers (1.3%, 81th percentile)
  • Superior capital returns - 2 return metrics above peer median
  • Growth above peer median with strong metric coverage (72%)
Risks

No significant risks identified for this axis.

Profitability

69th percentile vs peers
69
Key Signals
Strengths
Risks
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Safety

80th percentile vs peers
80
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for QCR Holdings, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$66.74
- - -
-18.5% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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