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Company Analysis

RBB Bancorp RBB

A comprehensive view of key metrics, scores, and financial health for RBB Bancorp

Overview of RBB Bancorp

RBB NMS
Financial Services Banks - Regional Small Cap
RBB Bancorp (RBB), is a Small Cap company, in the Banks - Regional industry, last closed at $20.93, about 48.4% undervalued vs fair value, +23.0% 1Y return, ranked 587/1004 in sector.
$20.93
0.43%
As of March 13, 2026
Previous close • Vol 90d: 26.1%
52-Week Range
Market Cap
$364.50M
Enterprise Value
$652.30M
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.royalbusinessbanku...
HQ Los Angeles, CA
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$17
$31
$58
Current: $20.93 +48% vs base

Engine Room Money Flow™

Small Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$215.3M
-2.1%%
Interest Expense
$108.8M
Net Interest Income
$98.0M
-17%%
Total Revenue
$238.0M
107.5%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
5.3%
Poor

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$32.4M
121.5% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating RBB Bancorp's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
32
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Developing
27
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing RBB's balance between Growth (53.8%), Profitability (23.0%), and Safety (23.2%). Growth 54% Safety 23% Profitability 23%

Click axes to expand details. Marker shows current allocation.

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Growth

61th percentile vs peers
61
Key Signals
Rev Growth YoY 1.07 84p Asset Growth YoY 5.4% 59p Revenue CAGR 3Y 14.1% 33p
Strengths
  • Rev Growth Yoy in top 20% of peers (1.07, 84th percentile)
  • Growth above peer median with strong metric coverage (72%)
Risks

No significant risks identified for this axis.

Profitability

26th percentile vs peers
26
Key Signals
Strengths
Risks
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Safety

26th percentile vs peers
27
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for RBB Bancorp.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$31.06
- - -
+48.4% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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