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Company Analysis

Regions Financial Corporation RF

A comprehensive view of key metrics, scores, and financial health for Regions Financial Corporation

Overview of Regions Financial Corporation

RF NYQ
Financial Services Banks - Regional Large Cap
Regions Financial Corporation (RF), is a Large Cap company, in the Banks - Regional industry, last closed at $25.00, about 16.8% overvalued vs fair value, +16.1% 1Y return, placing in the top 25% of its sector.
$25.00
-1.26%
As of March 13, 2026
Previous close • Vol 90d: 26.9%
52-Week Range
Market Cap
$23.35B
Enterprise Value
$17.33B
Overall Score
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Top Beats
No strong beats yet

Quick Facts

Website https://www.regions.com
HQ Birmingham, AL
Employees 19,969
Fiscal year Dec 31

Next Events

Dividend Apr 1
Earnings Apr 17 Call: Apr 17

Fair Value Snapshot

Bear Base Bull
$12
$21
$39
Current: $25.00 -17% vs base

Engine Room Money Flow™

Large Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$7.1B
3.1%%
Interest Expense
$2.1B
Net Interest Income
$4.8B
-9.4%%
Total Revenue
$9.6B
35.6%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
11.0%
Good

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$2.0B
111.6% of Net Income

Where It Leaks

Cash Flow Health some concerns
Moderate efficiency issues detected. Review active leaks below for improvement areas.
1
Active Leaks
0/1
Improving
1
High Impact
0
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Regions Financial Corporation's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
71
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Moderate
71
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing RF's balance between Growth (16.6%), Profitability (41.5%), and Safety (41.9%). Growth 17% Safety 42% Profitability 42%

Click axes to expand details. Marker shows current allocation.

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Growth

28th percentile vs peers
28
Key Signals
Rev Growth YoY 35.6% 31p Asset Growth YoY 1.4% 29p Revenue CAGR 3Y 10.3% 23p
Strengths
  • Superior capital returns - 2 return metrics above peer median
Risks
  • Growth below peer median (percentile: 28)

Profitability

70th percentile vs peers
71
Key Signals
Strengths
Risks
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Safety

71th percentile vs peers
72
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Regions Financial Corporation.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$20.80
- - -
-16.8% vs current
Snapshot base estimate
Bull
-
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- upside
-
Fair Value Range Current: $-
$- $- $-
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