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Company Analysis

Renasant Corporation RNST

A comprehensive view of key metrics, scores, and financial health for Renasant Corporation

Overview of Renasant Corporation

RNST NYQ
Financial Services Banks - Regional Mid Cap
Renasant Corporation (RNST), is a Mid Cap company, in the Banks - Regional industry, last closed at $35.66, about 16.7% undervalued vs fair value, +2.5% 1Y return, ranked 343/1004 in sector.
$35.66
-1.14%
As of March 13, 2026
Previous close • Vol 90d: 27.1%
52-Week Range
Market Cap
$3.49B
Enterprise Value
$3.47B
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://investors.renasant.com
HQ Tupelo, MS
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$23
$42
$78
Current: $35.66 +17% vs base

Engine Room Money Flow™

Mid Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$887.8M
11.3%%
Interest Expense
$458.3M
Net Interest Income
$512.2M
-1.4%%
Total Revenue
$1.3B
103%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
7.3%
Fair

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$53.7M
27.5% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
2
Active Leaks
1/2
Improving
0
High Impact
1
Critical
Locked Leak
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Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Renasant Corporation's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
54
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Moderate
57
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing RNST's balance between Growth (47.5%), Profitability (22.4%), and Safety (30.1%). Growth 48% Safety 30% Profitability 22%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

87th percentile vs peers
87
Key Signals
Rev Growth YoY 1.03 81p Asset Growth YoY 48.3% 98p Revenue CAGR 3Y 28.7% 82p
Strengths
  • Growth performance in top 20% of peers (percentile: 87)
  • Rev Growth Yoy in top 20% of peers (1.03, 81th percentile)
  • Asset Growth Yoy in top 20% of peers (48.3%, 98th percentile)
  • Revenue Cagr 3Y in top 20% of peers (28.7%, 82th percentile)
Risks

No significant risks identified for this axis.

Profitability

41th percentile vs peers
41
Key Signals
Strengths
Risks
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Safety

55th percentile vs peers
55
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Renasant Corporation.

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$41.61
- - -
+16.7% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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