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Company Analysis

Red River Bancshares, Inc. RRBI

A comprehensive view of key metrics, scores, and financial health for Red River Bancshares, Inc.

Overview of Red River Bancshares, Inc.

RRBI NMS
Financial Services Banks - Regional Small Cap
Red River Bancshares, Inc. (RRBI), is a Small Cap company, in the Banks - Regional industry, last closed at $87.05, about 36.7% overvalued vs fair value, +62.0% 1Y return, ranked 703/1004 in sector.
$87.05
-0.85%
As of March 13, 2026
Previous close • Vol 90d: 28.8%
52-Week Range
Market Cap
$571.11M
Enterprise Value
$546.97M
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.redriverbank.net
HQ Alexandria, LA
Employees 375
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$31
$55
$103
Current: $87.05 -37% vs base

Engine Room Money Flow™

Small Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$137.1M
15.8%%
Interest Expense
$44.3M
Net Interest Income
$89.2M
3.4%%
Total Revenue
$169.8M
56.1%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
10.7%
Good

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$18.8M
54.9% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
1/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Red River Bancshares, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
75
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Strong
78
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing RRBI's balance between Growth (27.2%), Profitability (37.5%), and Safety (35.2%). Growth 27% Safety 35% Profitability 38%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

53th percentile vs peers
54
Key Signals
Asset Growth YoY 6.4% 65p Rev Growth YoY 56.0% 49p Revenue CAGR 3Y 17.5% 47p
Strengths
  • Superior capital returns - 2 return metrics above peer median
Risks

No significant risks identified for this axis.

Profitability

74th percentile vs peers
74
Key Signals
Strengths
Risks
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Safety

69th percentile vs peers
70
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Red River Bancshares, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$55.07
- - -
-36.7% vs current
Snapshot base estimate
Bull
-
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- upside
-
Fair Value Range Current: $-
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