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Company Analysis

Riverview Bancorp Inc RVSB

A comprehensive view of key metrics, scores, and financial health for Riverview Bancorp Inc

Overview of Riverview Bancorp, Inc.

RVSB NMS
Financial Services Banks - Regional Micro Cap
Riverview Bancorp, Inc. (RVSB), is a Micro Cap company, in the Banks - Regional industry, last closed at $5.19, about 57.8% undervalued vs fair value, -0.4% 1Y return, ranked 850/1004 in sector.
$5.19
-0.57%
As of March 13, 2026
Previous close • Vol 90d: 25.2%
52-Week Range
Market Cap
$111.60M
Enterprise Value
$172.66M
Overall Score
Scores locked

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Top Beats
No strong beats yet

Quick Facts

Website https://www.riverviewbank.com
HQ Vancouver, WA
Employees 238
Fiscal year Mar 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$5
$8
$15
Current: $5.19 +58% vs base

Engine Room Money Flow™

Micro Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$59.0M
4.3%%
Interest Expense
$22.6M
Net Interest Income
$36.3M
-4.6%%
Total Revenue
$50.6M
4.7%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
3.1%
Poor

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$4.5M
92.5% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Riverview Bancorp Inc's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
53
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Developing
37
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing RVSB's balance between Growth (20.5%), Profitability (55.7%), and Safety (23.8%). Growth 21% Safety 24% Profitability 56%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

12th percentile vs peers
12
Key Signals
Asset Growth YoY -0.5% 18p Rev Growth YoY 4.7% 14p Revenue CAGR 3Y -5.7% 4p
Strengths
  • Operating Margin in top 20% of peers (37.1%, 88th percentile)
Risks
  • Growth in bottom 20% of peers (percentile: 12)
  • Asset Growth Yoy in bottom 20% of peers (-0.5%)
  • Rev Growth Yoy in bottom 20% of peers (4.7%)

Profitability

33th percentile vs peers
33
Key Signals
Strengths
Risks
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Safety

14th percentile vs peers
14
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Riverview Bancorp Inc.

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$8.19
- - -
+57.8% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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