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Company Analysis

Royal Bank Of Canada RY

A comprehensive view of key metrics, scores, and financial health for Royal Bank Of Canada

Overview of Royal Bank of Canada

RY NYQ
Financial Services Banks - Diversified Mega Cap
Royal Bank of Canada (RY), is a Mega Cap company, in the Banks - Diversified industry, last closed at $161.26, about 41.8% overvalued vs fair value, +43.1% 1Y return, placing in the top 25% of its sector.
$161.26
-1.05%
As of March 13, 2026
Previous close • Vol 90d: 15.8%
52-Week Range
Market Cap
$229.03B
Enterprise Value
$687.08B
Overall Score
Scores locked

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Top Beats
No strong beats yet

Quick Facts

Website https://www.rbc.com
HQ Toronto, ON
Employees 97,469
Fiscal year Oct 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$52
$94
$176
Current: $161.26 -42% vs base

Engine Room Money Flow™

Mega Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$103.8B
-1.1%%
Interest Expense
$70.8B
Net Interest Income
$33.0B
18.1%%
Total Revenue
$66.5B
15.7%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
15.6%
Excellent

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$24.6B
124.0% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
1/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Royal Bank Of Canada's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
57
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Moderate
73
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing RY's balance between Growth (32.5%), Profitability (34.8%), and Safety (32.7%). Growth 32% Safety 33% Profitability 35%

Click axes to expand details. Marker shows current allocation.

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Growth

71th percentile vs peers
71
Key Signals
Rev Growth YoY 15.7% 78p Asset Growth YoY 7.1% 71p Revenue CAGR 3Y 10.9% 62p
Strengths
  • Net Profit Margin in top 20% of peers (30.6%, 84th percentile)
  • Superior capital returns - 2 return metrics above peer median
  • Growth above peer median with strong metric coverage (72%)
Risks

No significant risks identified for this axis.

Profitability

76th percentile vs peers
76
Key Signals
Strengths
Risks
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Safety

71th percentile vs peers
72
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Royal Bank Of Canada.

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$93.80
- - -
-41.8% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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