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Company Analysis

Royal Bank Of Canada RY

A comprehensive view of key metrics, scores, and financial health for Royal Bank Of Canada

Overview of Royal Bank of Canada

RY NYQ
Financial Services Banks - Diversified Mega Cap
Royal Bank of Canada (RY), is a Mega Cap company, in the Banks - Diversified industry, last closed at $177.76, about 47.2% overvalued vs fair value, +48.3% 1Y return, placing in the top 25% of its sector.
Metrics P/E 10.4× Rev Growth 15.7% ROE 15.3% Gross Margin 93.4% Div Yield 4.28%
$177.76
0.62%
As of April 28, 2026
Previous close • Vol 90d: 16.7%
52-Week Range
Market Cap
$248.98B
Enterprise Value
$707.03B
Overall Score
View breakdown
Overall
Growth
Good
Profitability
Good
Health
Fair
Efficiency
Weak
Valuation
Good
Growth
Good
Profitability
Good
Health
Fair
Efficiency
Weak
Valuation
Good
Completeness: 82%
Confidence: 50%
Updated: Mar 8
Top Beats
No strong beats yet

Quick Facts

Website https://www.rbc.com
HQ Toronto, ON
Employees 97,469
Fiscal year Oct 31

Next Events

Dividend May 22
Earnings May 28 Call: May 28

Fair Value Snapshot

Bear Base Bull
$52
$94
$176
Current: $177.76 -47% vs base

Engine Room Money Flow™

Mega Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$103.8B
-1.1%%
Interest Expense
$70.8B
Net Interest Income
$33.0B
18.1%%
Total Revenue
$66.5B
15.7%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
15.6%
Excellent

Net Income / Equity - key bank profitability metric

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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$24.6B
124.0% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
1/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Royal Bank Of Canada's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
55
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Moderate
71
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 83% Coverage
Trade-Off Triangle Visualization A ternary plot showing RY's balance between Growth (40.0%), Profitability (27.0%), and Safety (33.1%). Growth 40% Safety 33% Profitability 27%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

81th percentile vs peers
82
Key Signals
NII Growth YoY 18.1% 93p Asset Growth YoY 7.1% 68p Equity Growth YoY 7.9% 84p
Strengths
  • Growth performance in top 20% of peers (percentile: 81)
  • NII Growth YoY in top 20% of peers (18.1%, 93th percentile)
  • Equity Growth YoY in top 20% of peers (7.9%, 84th percentile)
  • ROTE in top 20% of peers (21.2%, 81th percentile)
  • D/E Ratio in top 20% of peers (3.92, 96th percentile)
Risks

No significant risks identified for this axis.

Profitability

55th percentile vs peers
55
Key Signals
Strengths
Risks
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Safety

67th percentile vs peers
68
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Royal Bank Of Canada.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$93.80
- - -
-47.2% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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