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Company Analysis

SunCar Technology Group Inc. SDA

A comprehensive view of key metrics, scores, and financial health for SunCar Technology Group Inc.

Overview of SunCar Technology Group Inc.

SDA NCM
Consumer Cyclical Auto & Truck Dealerships Micro Cap
SunCar Technology Group Inc. (SDA), is a Micro Cap company, in the Auto & Truck Dealerships industry, last closed at $1.81, about 195.6% undervalued vs fair value, -61.9% 1Y return, ranked 346/539 in sector.
$1.81
-7.18%
As of March 13, 2026
Previous close • Vol 90d: 66.2%
Market Cap
$234.62M
Enterprise Value
$298.63M
Overall Score
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Top Beats

Quick Facts

Website https://suncartech.com
HQ Shanghai
Employees 560
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$5
$5
$6
Current: $1.81 +196% vs base

Engine Room Money Flow™

Micro Cap

Corporate Free Cash Flow - Where revenue goes and how value is created

Flow Steps
Revenue
$441.9M
21.5%%
Gross Profit
$51.5M
23.4%%
Operating Income
$-58.4M
-277.5%%
Net Income
$-68.7M
-155.1%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Corporate Free Cash Flow

Quality & Reliability Indicators

Cash Conversion Ratio
-16.4%
Poor

FCF / Net Income - measures how well earnings convert to cash

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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$6.6M
58.8% of FCF

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
3
Active Leaks
0/3
Improving
0
High Impact
2
Critical
Locked Leak
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Locked Leak
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Moat Analysis Corporate Default

Competitive Advantage Assessment

Evaluating SunCar Technology Group Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
33
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Pricing Power

Developing
31
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Generic Industrial / Default vs Industry Peers 88% Coverage
Trade-Off Triangle Visualization A ternary plot showing SDA's balance between Growth (43.2%), Profitability (17.4%), and Safety (39.4%). Growth 43% Safety 39% Profitability 17%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

64th percentile vs peers
65
Key Signals
Rev Growth YoY 21.5% 82p Revenue CAGR 3Y 21.0% 86p EPS Growth YoY -1.27 10p
Strengths
  • Rev Growth Yoy in top 20% of peers (21.5%, 82th percentile)
  • Revenue Cagr 3Y in top 20% of peers (21.0%, 86th percentile)
  • D/E Ratio in top 20% of peers (7.08, 93th percentile)
  • Growth above peer median with strong metric coverage (75%)
  • Cash Flow To Debt Ratio in top 20% of peers (3.81, 82th percentile)
Risks
  • Eps Growth Yoy in bottom 20% of peers (-1.27)

Profitability

26th percentile vs peers
26
Key Signals
Strengths
Risks
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Safety

58th percentile vs peers
59
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for SunCar Technology Group Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
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Bear
-
- - -
- upside
-
Base
$5.35
- - -
+195.6% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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