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Company Analysis

ServisFirst Bancshares, Inc. SFBS

A comprehensive view of key metrics, scores, and financial health for ServisFirst Bancshares, Inc.

Overview of ServisFirst Bancshares, Inc.

SFBS NYQ
Financial Services Banks - Regional Mid Cap
ServisFirst Bancshares, Inc. (SFBS), is a Mid Cap company, in the Banks - Regional industry, last closed at $73.13, about 53.9% overvalued vs fair value, -12.0% 1Y return, placing in the top 25% of its sector.
$73.13
1.78%
As of March 13, 2026
Previous close • Vol 90d: 37.4%
52-Week Range
Market Cap
$4.12B
Enterprise Value
$5.53B
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.servisfirstbank.co...
HQ Birmingham, AL
Employees 666
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$19
$34
$63
Current: $73.13 -54% vs base

Engine Room Money Flow™

Mid Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$946.1M
16.3%%
Interest Expense
$455.2M
Net Interest Income
$446.7M
8.7%%
Total Revenue
$1.0B
113%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
14.1%
Good

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$67.4M
29.7% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
1/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating ServisFirst Bancshares, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
58
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Moderate
69
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing SFBS's balance between Growth (28.5%), Profitability (35.6%), and Safety (35.9%). Growth 28% Safety 36% Profitability 36%

Click axes to expand details. Marker shows current allocation.

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Growth

69th percentile vs peers
69
Key Signals
Rev Growth YoY 1.13 87p Revenue CAGR 3Y 27.4% 80p Asset Growth YoY 2.2% 34p
Strengths
  • Rev Growth Yoy in top 20% of peers (1.13, 87th percentile)
  • Revenue Cagr 3Y in top 20% of peers (27.4%, 80th percentile)
  • Roe in top 20% of peers (14.9%, 89th percentile)
Risks

No significant risks identified for this axis.

Profitability

86th percentile vs peers
86
Key Signals
Strengths
Risks
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Safety

87th percentile vs peers
87
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for ServisFirst Bancshares, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$33.72
- - -
-53.9% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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