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Company Analysis

SHF Holdings, Inc. SHFSW

A comprehensive view of key metrics, scores, and financial health for SHF Holdings, Inc.

Overview of SHF Holdings, Inc.

SHFSW NCM
Financial Services Banks - Regional
SHF Holdings, Inc. (SHFSW), in the Banks - Regional industry, last closed at $0.03, about 0.0% overvalued vs fair value, ranked 952/1004 in sector.
$0.03
0.00%
As of March 13, 2026
Previous close
Enterprise Value
-
Overall Score
Scores locked

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Top Beats
No strong beats yet

Quick Facts

Website https://shfinancial.org
HQ Golden, CO
Employees 41
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Insufficient data

Engine Room Money Flow™

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$6.6M
122.9%%
Interest Expense
$533.4K
Net Interest Income
$6.1M
224.4%%
Total Revenue
$17.9M
-6.8%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Assets
-365.55%
Poor

Net Income / Assets - efficiency of asset utilization

Locked Metric
-
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-
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Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
2
Active Leaks
1/2
Improving
0
High Impact
2
Critical
Locked Leak
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Competitive Advantage Assessment

Evaluating SHF Holdings, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
26
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Weak
1
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing SHFSW's balance between Growth (95.2%), Profitability (3.6%), and Safety (1.3%). Growth 95% Safety 1% Profitability 4%

Click axes to expand details. Marker shows current allocation.

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Growth

30th percentile vs peers
31
Key Signals
Revenue CAGR 3Y 36.6% 90p Rev Growth YoY -6.8% 6p Asset Growth YoY -80.5% 0p
Strengths
  • Revenue Cagr 3Y in top 20% of peers (36.6%, 90th percentile)
Risks
  • Rev Growth Yoy in bottom 20% of peers (-6.8%)
  • Asset Growth Yoy in bottom 20% of peers (-80.5%)

Profitability

1th percentile vs peers
1
Key Signals
Strengths
Risks
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Safety

- vs peers
0
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for SHF Holdings, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
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- upside
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Base
-
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- upside
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Bull
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- upside
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Fair Value Range Current: $-
$- $- $-
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