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Company Analysis

Selective Insurance Group, Inc. SIGI

A comprehensive view of key metrics, scores, and financial health for Selective Insurance Group, Inc.

Overview of Selective Insurance Group, Inc.

SIGI NMS
Financial Services Insurance - Property & Casualty Mid Cap
Selective Insurance Group, Inc. (SIGI), is a Mid Cap company, in the Insurance - Property & Casualty industry, last closed at $85.61, about 32.1% overvalued vs fair value, -1.9% 1Y return, placing in the top 25% of its sector.
Metrics P/E 11.2× Rev Growth 9.8% ROE 13.9% Div Yield 2.02%
$85.61
0.46%
As of April 28, 2026
Previous close • Vol 90d: 26.8%
52-Week Range
Market Cap
$5.13B
Enterprise Value
$6.03B
Overall Score
View breakdown
Overall
Growth
Good
Profitability
Good
Health
Weak
Efficiency
Good
Valuation
Fair
Growth
Good
Profitability
Good
Health
Weak
Efficiency
Good
Valuation
Fair
Completeness: 82%
Confidence: 75%
Updated: Mar 8
Top Beats
No strong beats yet

Quick Facts

Website https://www.selective.com
HQ Branchville, NJ
Employees 2,800
Fiscal year Dec 31

Next Events

Earnings Apr 29 Estimated

Fair Value Snapshot

Bear Base Bull
$32
$58
$109
Current: $85.61 -32% vs base

Engine Room Money Flow™

Mid Cap

Insurance & Reinsurance - Where revenue goes and how value is created

Flow Steps
Total Revenue
$5.3B
9.8%%
Acquisition & Admin Expenses
$-31.1M
Underwriting Result
$638.9M
122.7%%
Net Income
$466.4M
125.3%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Insurance & Reinsurance

Quality & Reliability Indicators

Expense Ratio
0.6%
Excellent

Admin & Acquistion Expenses / Revenue — operational efficiency; lower is better

Locked Metric
-
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$194.7M
41.7% of Net Income

Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
0
Active Leaks
0/0
Improving
0
High Impact
0
Critical
Moat Analysis Insurance & Reinsurance

Competitive Advantage Assessment

Evaluating Selective Insurance Group, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
52
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Underwriting Discipline

Moderate
61
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Insurance (Life, P&C, Reinsurance) vs Industry Peers 93% Coverage
Trade-Off Triangle Visualization A ternary plot showing SIGI's balance between Growth (40.6%), Profitability (29.0%), and Safety (30.4%). Growth 41% Safety 30% Profitability 29%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

61th percentile vs peers
61
Key Signals
Rev Growth YoY 9.8% 52p Revenue CAGR 3Y 14.5% 63p Equity Growth YoY 16.7% 61p EPS Growth YoY 1.32 75p Asset Growth YoY 12.2% 70p
Strengths
  • Growth above peer median with strong metric coverage (100%)
Risks

No significant risks identified for this axis.

Profitability

43th percentile vs peers
44
Key Signals
Strengths
Risks
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Safety

45th percentile vs peers
46
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Selective Insurance Group, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$58.14
- - -
-32.1% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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