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Company Analysis

SelectQuote, Inc. SLQT

A comprehensive view of key metrics, scores, and financial health for SelectQuote, Inc.

Overview of SelectQuote, Inc.

SLQT NYQ
Financial Services Insurance Brokers Framework: Insurance & Reinsurance Micro Cap
SelectQuote, Inc. (SLQT), is a Micro Cap company, in the Insurance Brokers industry, last closed at $0.40, about 377.6% undervalued vs fair value, -76.1% 1Y return, ranked 274/1078 in sector.
Metrics Rev Growth 6.0% ROE 10.2% Gross Margin 35.6%
USD 0.40
12.61%
(Delayed)
• Vol 90d: 95.4%
52-Week Range
Market Cap
$70.98M
Enterprise Value
$723.33M
Overall Score
View breakdown
Overall
Growth
Fair
Profitability
Fair
Health
Fair
Efficiency
Fair
Valuation
Weak
Growth
Fair
Profitability
Fair
Health
Fair
Efficiency
Fair
Valuation
Weak
Completeness: 88%
Confidence: 92%
Updated: Oct 31
Top Beats

Quick Facts

Website https://www.selectquote.com
HQ Overland Park, KS
Employees 4,269
Fiscal year Jun 30

Next Events

Earnings Nov 4 Call: Nov 4

Fair Value Snapshot

Bear Base Bull
$1
$2
$4
Current: $0.40 +378% vs base

Engine Room Money Flow™

Micro Cap

Insurance & Reinsurance - Where revenue goes and how value is created

Flow Steps
Total Revenue
$1.6B
6%%
Claims & Losses
-$1.0B
11.5%%
Acquisition & Admin Expenses
$462.7M
Underwriting Result
$73.9M
7.9%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Insurance & Reinsurance

Quality & Reliability Indicators

Loss Ratio
64.4%
Good

Claims & Losses / Revenue — core underwriting discipline metric; lower is better

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Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
5
Active Leaks
5/5
Improving
1
High Impact
1
Critical
Locked Leak
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Locked Leak
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Moat Analysis Insurance & Reinsurance

Competitive Advantage Assessment

Evaluating SelectQuote, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
50
/100
Moderate
Scores based on quantitative metrics and qualitative factors
Full moat analysis

Key strengths

  • Consistent Premium Growth Premium growth trend is positive (signal score 0.85), reflecting successful new business generation and pricing momentum.
  • Improving Expense Discipline Over Time Efficiency trend is positive (score 1.00), suggesting improving operational cost discipline.

Key risks

  • Volatile Underwriting Results Underwriting stability is low (score 0.25), indicating significant exposure to loss cycle or catastrophe volatility.
  • Erratic Investment Income Investment consistency is low (score 0.25), indicating elevated portfolio risk.

The dashed ring is the peer median. Defense scores are percentile ranks against peers, so 50 is roughly the typical company in this group.

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Underwriting Discipline

Developing
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Signals, strengths and risks for Underwriting Discipline

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Signals, strengths and risks for Float Investment Quality

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Signals, strengths and risks for Pricing Power

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Signals, strengths and risks for Capital Strength & Solvency

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Signals, strengths and risks for Operational Efficiency

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Signals, strengths and risks for Scale & Diversification

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Insurance (Life, P&C, Reinsurance) vs Industry Peers 100% Coverage
Trade-Off Triangle Visualization A ternary plot showing SLQT's balance between Growth (28.1%), Profitability (27.8%), and Safety (44.1%). Growth 28% Safety 44% Profitability 28%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

37th percentile vs peers
38
Key Signals
Revenue CAGR 3Y 17.3% 71p Rev Growth YoY 6.0% 42p Equity Growth YoY 0.2% 15p Asset Growth YoY 3.0% 29p EPS Growth YoY -5.64 2p
Strengths
  • Equity/Assets in top 20% of peers (50.5%, 86th percentile)
Risks
  • Equity Growth YoY in bottom 20% of peers (0.2%)
  • EPS Growth YoY in bottom 20% of peers (-5.64)

Profitability

37th percentile vs peers
37
Key Signals
Strengths
Risks
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Safety

58th percentile vs peers
59
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for SelectQuote, Inc..

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$1.92
- - -
+377.6% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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