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Company Analysis

Sumitomo Mitsui Financial Group SMFG

A comprehensive view of key metrics, scores, and financial health for Sumitomo Mitsui Financial Group

Overview of Sumitomo Mitsui Financial Group, Inc.

SMFG NYQ
Financial Services Banks - Diversified Large Cap
Sumitomo Mitsui Financial Group, Inc. (SMFG), is a Large Cap company, in the Banks - Diversified industry, last closed at $19.10, about 13129.2% undervalued vs fair value, +19.1% 1Y return, ranked 336/1004 in sector.
$19.10
-1.14%
As of March 13, 2026
Previous close • Vol 90d: 30.9%
52-Week Range
Market Cap
$130.00B
Enterprise Value
$-37.51T
Overall Score
Scores locked

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Top Beats
No strong beats yet

Quick Facts

Website https://www.smfg.co.jp
HQ Tokyo
Employees 123,000
Fiscal year Mar 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$1401
$2527
$4733
Current: $19.10 +13129% vs base

Engine Room Money Flow™

Large Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$6.9T
11.5%%
Interest Expense
$4.6T
Net Interest Income
$2.3T
24.3%%
Total Revenue
$5.1T
14.3%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
8.0%
Fair

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$663.7B
56.3% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Sumitomo Mitsui Financial Group's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
46
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Developing
48
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing SMFG's balance between Growth (73.4%), Profitability (21.9%), and Safety (4.7%). Growth 73% Safety 5% Profitability 22%

Click axes to expand details. Marker shows current allocation.

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Growth

74th percentile vs peers
74
Key Signals
Rev Growth YoY 14.3% 75p Revenue CAGR 3Y 14.0% 81p Asset Growth YoY 3.7% 65p
Strengths
  • Revenue Cagr 3Y in top 20% of peers (14.0%, 81th percentile)
  • Growth above peer median with strong metric coverage (72%)
Risks

No significant risks identified for this axis.

Profitability

22th percentile vs peers
22
Key Signals
Strengths
Risks
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Safety

4th percentile vs peers
5
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Sumitomo Mitsui Financial Group.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$2526.78
- - -
+13129.2% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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