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Company Analysis

SiriusPoint Ltd. SPNT

A comprehensive view of key metrics, scores, and financial health for SiriusPoint Ltd.

Overview of SiriusPoint Ltd.

SPNT NYQ
Financial Services Insurance - Reinsurance Framework: Insurance & Reinsurance Mid Cap
SiriusPoint Ltd. (SPNT), is a Mid Cap company, in the Insurance - Reinsurance industry, last closed at $26.01, about 23.9% overvalued vs fair value, +34.3% 1Y return, ranked 543/1078 in sector.
Metrics P/E 6.0× Rev Growth 21.7% ROE 20.9% Gross Margin 53.0% Div Yield 0.63%
USD 26.01
0.50%
(Delayed)
• Vol 90d: 25.5%
52-Week Range
Market Cap
$3.02B
Enterprise Value
$3.08B
Overall Score
View breakdown
Overall
Growth
Weak
Profitability
Fair
Health
Weak
Efficiency
Fair
Valuation
Fair
Growth
Weak
Profitability
Fair
Health
Weak
Efficiency
Fair
Valuation
Fair
Completeness: 94%
Confidence: 94%
Updated: Oct 31
Top Beats

Quick Facts

Website https://www.siriuspt.com
HQ Pembroke
Employees 1,037
Fiscal year Dec 31

Next Events

Earnings Nov 5 Call: Nov 6

Fair Value Snapshot

Bear Base Bull
$11
$20
$37
Current: $26.01 -24% vs base

Engine Room Money Flow™

Mid Cap

Insurance & Reinsurance - Where revenue goes and how value is created

Flow Steps
Total Revenue
$3.2B
21.7%%
Claims & Losses
-$1.5B
-19.4%%
Acquisition & Admin Expenses
-$232.1M
Underwriting Result
$541.3M
132.2%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Insurance & Reinsurance

Quality & Reliability Indicators

Loss Ratio
47.8%
Excellent

Claims & Losses / Revenue — core underwriting discipline metric; lower is better

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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$506.8M
110.3% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
3
Active Leaks
0/3
Improving
1
High Impact
1
Critical
Locked Leak
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Locked Leak
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Moat Analysis Insurance & Reinsurance

Competitive Advantage Assessment

Evaluating SiriusPoint Ltd.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
52
/100
Moderate
Scores based on quantitative metrics and qualitative factors
Full moat analysis

Key strengths

  • Strong Return on Equity ROE signal is strong (score 0.81), with ROE at 20.9% — indicating efficient capital deployment.
  • Improving Expense Discipline Over Time Efficiency trend is positive (score 0.84), suggesting improving operational cost discipline.

Key risks

  • Volatile Underwriting Results Underwriting stability is low (score 0.36), indicating significant exposure to loss cycle or catastrophe volatility.
  • Volatile Capital Returns Signal Cat Exposure Capital adequacy stability is low (score 0.29), indicating elevated catastrophe or reserve cycle exposure.

The dashed ring is the peer median. Defense scores are percentile ranks against peers, so 50 is roughly the typical company in this group.

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Underwriting Discipline

Moderate
53
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Signals, strengths and risks for Underwriting Discipline

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Signals, strengths and risks for Float Investment Quality

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Signals, strengths and risks for Pricing Power

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Signals, strengths and risks for Capital Strength & Solvency

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Signals, strengths and risks for Operational Efficiency

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Signals, strengths and risks for Scale & Diversification

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Insurance (Life, P&C, Reinsurance) vs Industry Peers 100% Coverage
Trade-Off Triangle Visualization A ternary plot showing SPNT's balance between Growth (41.1%), Profitability (38.4%), and Safety (20.5%). Growth 41% Safety 21% Profitability 38%

Click axes to expand details. Marker shows current allocation.

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Growth

74th percentile vs peers
75
Key Signals
Rev Growth YoY 21.7% 78p Equity Growth YoY 30.6% 83p Revenue CAGR 3Y 13.6% 63p EPS Growth YoY 2.36 92p Asset Growth YoY 0.4% 18p
Strengths
  • Equity Growth YoY in top 20% of peers (30.6%, 83th percentile)
  • EPS Growth YoY in top 20% of peers (2.36, 92th percentile)
  • Growth above peer median with strong metric coverage (100%)
Risks

No significant risks identified for this axis.

Profitability

69th percentile vs peers
70
Key Signals
Strengths
Risks
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Safety

37th percentile vs peers
37
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for SiriusPoint Ltd..

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$19.80
- - -
-23.9% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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