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Company Analysis

SouthState Corporation SSB

A comprehensive view of key metrics, scores, and financial health for SouthState Corporation

Overview of SouthState Corporation

SSB NYQ
Financial Services Banks - Regional Mid Cap
SouthState Corporation (SSB), is a Mid Cap company, in the Banks - Regional industry, last closed at $90.43, about 2.5% undervalued vs fair value, -2.5% 1Y return, ranked 331/1004 in sector.
$90.43
-0.02%
As of March 13, 2026
Previous close • Vol 90d: 24.0%
52-Week Range
Market Cap
$9.28B
Enterprise Value
$10.01B
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.southstatebank.com
HQ Winter Haven, FL
Employees 6,190
Fiscal year Dec 31

Next Events

Earnings Apr 23 Estimated

Fair Value Snapshot

Bear Base Bull
$51
$93
$174
Current: $90.43 +3% vs base

Engine Room Money Flow™

Mid Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$2.1B
10.1%%
Interest Expense
$1.1B
Net Interest Income
$1.4B
-2.6%%
Total Revenue
$3.8B
125.4%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
9.1%
Fair

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$467.1M
87.3% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating SouthState Corporation's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
66
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Strong
75
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing SSB's balance between Growth (41.9%), Profitability (29.5%), and Safety (28.6%). Growth 42% Safety 29% Profitability 29%

Click axes to expand details. Marker shows current allocation.

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Growth

91th percentile vs peers
91
Key Signals
Rev Growth YoY 1.25 89p Asset Growth YoY 44.9% 97p Revenue CAGR 3Y 32.6% 87p
Strengths
  • Growth performance in top 20% of peers (percentile: 91)
  • Rev Growth Yoy in top 20% of peers (1.25, 89th percentile)
  • Asset Growth Yoy in top 20% of peers (44.9%, 97th percentile)
  • Revenue Cagr 3Y in top 20% of peers (32.6%, 87th percentile)
Risks

No significant risks identified for this axis.

Profitability

64th percentile vs peers
64
Key Signals
Strengths
Risks
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Safety

62th percentile vs peers
62
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for SouthState Corporation.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$92.71
- - -
+2.5% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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