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Company Analysis

The Bancorp, Inc. TBBK

A comprehensive view of key metrics, scores, and financial health for The Bancorp, Inc.

Overview of The Bancorp, Inc.

TBBK NMS
Financial Services Banks - Regional Mid Cap
The Bancorp, Inc. (TBBK), is a Mid Cap company, in the Banks - Regional industry, last closed at $53.55, about 65.9% overvalued vs fair value, +1.6% 1Y return, ranked 715/1004 in sector.
$53.55
0.47%
As of March 13, 2026
Previous close • Vol 90d: 56.0%
52-Week Range
Market Cap
$2.22B
Enterprise Value
$2.64B
Overall Score
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Top Beats

Quick Facts

Website https://www.thebancorp.com
HQ Wilmington, DE
Fiscal year Dec 31

Next Events

Earnings Apr 23 Estimated

Fair Value Snapshot

Bear Base Bull
$10
$18
$34
Current: $53.55 -66% vs base

Engine Room Money Flow™

Mid Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$551.6M
8.3%%
Interest Expense
$43.8M
Net Interest Income
$376.2M
6.3%%
Total Revenue
$690.5M
29.1%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
27.5%
Excellent

Net Income / Equity - key bank profitability metric

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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$381.6M
175.4% of Net Income

Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
0
Active Leaks
0/0
Improving
0
High Impact
0
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating The Bancorp, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
73
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Moderate
68
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing TBBK's balance between Growth (21.8%), Profitability (38.8%), and Safety (39.5%). Growth 22% Safety 39% Profitability 39%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

54th percentile vs peers
55
Key Signals
Revenue CAGR 3Y 24.9% 74p Asset Growth YoY 7.2% 68p Rev Growth YoY 29.1% 27p
Strengths
  • Roe in top 20% of peers (27.2%, 99th percentile)
  • Roa in top 20% of peers (2.6%, 98th percentile)
  • Operating Margin in top 20% of peers (43.9%, 95th percentile)
Risks

No significant risks identified for this axis.

Profitability

97th percentile vs peers
97
Key Signals
Strengths
Risks
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Safety

98th percentile vs peers
99
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for The Bancorp, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
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Bear
-
- - -
- upside
-
Base
$18.28
- - -
-65.9% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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