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Company Analysis

Texas Capital Bancshares, Inc. TCBI

A comprehensive view of key metrics, scores, and financial health for Texas Capital Bancshares, Inc.

Overview of Texas Capital Bancshares, Inc.

TCBI NMS
Financial Services Banks - Regional Mid Cap
Texas Capital Bancshares, Inc. (TCBI), is a Mid Cap company, in the Banks - Regional industry, last closed at $100.31, about 24.5% overvalued vs fair value, +47.9% 1Y return, ranked 498/1037 in sector.
Metrics P/E 13.3× Rev Growth 34.7% ROE 9.4% Div Yield 0.42%
$100.31
0.45%
As of April 28, 2026
Previous close • Vol 90d: 30.0%
52-Week Range
Market Cap
$4.38B
Enterprise Value
$3.20B
Overall Score
View breakdown
Overall
Growth
Good
Profitability
Excellent
Health
Fair
Efficiency
Fair
Valuation
Weak
Growth
Good
Profitability
Excellent
Health
Fair
Efficiency
Fair
Valuation
Weak
Completeness: 82%
Confidence: 84%
Updated: Mar 8
Top Beats
No strong beats yet

Quick Facts

Website https://texascapitalbank.com
HQ Dallas, TX
Employees 1,785
Fiscal year Dec 31

Next Events

Earnings Apr 16 Estimated

Fair Value Snapshot

Bear Base Bull
$42
$76
$142
Current: $100.31 -25% vs base

Engine Room Money Flow™

Mid Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$1.8B
2.4%%
Interest Expense
$743.1M
Net Interest Income
$1.0B
14.1%%
Total Revenue
$1.3B
34.7%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
9.4%
Fair

Net Income / Equity - key bank profitability metric

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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$203.1M
64.9% of Net Income

Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
1
Active Leaks
0/1
Improving
0
High Impact
0
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Texas Capital Bancshares, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
55
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Developing
43
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 85% Coverage
Trade-Off Triangle Visualization A ternary plot showing TCBI's balance between Growth (39.7%), Profitability (33.6%), and Safety (26.7%). Growth 40% Safety 27% Profitability 34%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

69th percentile vs peers
69
Key Signals
NII Growth YoY 14.1% 86p EPS Growth YoY 4.29 98p Asset Growth YoY 2.6% 39p Equity Growth YoY 8.6% 62p
Strengths
  • NII Growth YoY in top 20% of peers (14.1%, 86th percentile)
  • EPS Growth YoY in top 20% of peers (4.29, 98th percentile)
  • Growth above peer median with strong metric coverage (80%)
Risks

No significant risks identified for this axis.

Profitability

58th percentile vs peers
59
Key Signals
Strengths
Risks
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Safety

46th percentile vs peers
47
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Texas Capital Bancshares, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$75.78
- - -
-24.5% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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