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Company Analysis

Texas Capital Bancshares, Inc. TCBIO

A comprehensive view of key metrics, scores, and financial health for Texas Capital Bancshares, Inc.

Overview of Texas Capital Bancshares, Inc.

TCBIO NMS
Financial Services Banks - Regional
Texas Capital Bancshares, Inc. (TCBIO), in the Banks - Regional industry, last closed at $22.36, about 0.0% overvalued vs fair value, +8.4% 1Y return, ranked 634/1004 in sector.
$22.36
0.40%
As of March 13, 2026
Previous close • Vol 90d: 11.9%
52-Week Range
Enterprise Value
-
Overall Score
Scores locked

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Top Beats
No strong beats yet

Quick Facts

Website https://texascapitalbank.com
HQ Dallas, TX
Employees 1,785
Fiscal year Dec 31

Next Events

Dividend Mar 16

Fair Value Snapshot

Insufficient data

Engine Room Money Flow™

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$1.8B
2.4%%
Interest Expense
$743.1M
Net Interest Income
$1.0B
14.1%%
Total Revenue
$1.3B
34.7%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
9.4%
Fair

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$203.1M
64.9% of Net Income

Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
1
Active Leaks
0/1
Improving
0
High Impact
0
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Texas Capital Bancshares, Inc. 's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
56
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Developing
45
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 82% Coverage
Trade-Off Triangle Visualization A ternary plot showing TCBIO's balance between Growth (19.4%), Profitability (42.1%), and Safety (38.5%). Growth 19% Safety 38% Profitability 42%

Click axes to expand details. Marker shows current allocation.

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Growth

30th percentile vs peers
30
Key Signals
Asset Growth YoY 2.6% 39p Rev Growth YoY 34.7% 30p Revenue CAGR 3Y 8.7% 20p
Strengths
  • Net Profit Margin in top 20% of peers (26.3%, 82th percentile)
Risks
  • Growth below peer median (percentile: 30)

Profitability

65th percentile vs peers
65
Key Signals
Strengths
Risks
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Safety

59th percentile vs peers
59
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Texas Capital Bancshares, Inc. .

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
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Fair Value Range Current: $-
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