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Company Analysis

Toronto Dominion Bank (The) TD

A comprehensive view of key metrics, scores, and financial health for Toronto Dominion Bank (The)

Overview of The Toronto-Dominion Bank

TD NYQ
Financial Services Banks - Diversified Large Cap
The Toronto-Dominion Bank (TD), is a Large Cap company, in the Banks - Diversified industry, last closed at $105.64, about 33.8% overvalued vs fair value, +65.2% 1Y return, placing in the top 10% of its sector.
Metrics Rev Growth 8.9% ROE 16.9% Div Yield 5.42%
$105.64
-0.24%
As of April 28, 2026
Previous close • Vol 90d: 17.9%
52-Week Range
Market Cap
$178.48B
Enterprise Value
$503.98B
Overall Score
View breakdown
Overall
Growth
Fair
Profitability
Excellent
Health
Weak
Efficiency
Weak
Valuation
Fair
Growth
Fair
Profitability
Excellent
Health
Weak
Efficiency
Weak
Valuation
Fair
Completeness: 82%
Confidence: 89%
Updated: Mar 8
Top Beats
No strong beats yet

Quick Facts

Website https://www.td.com
HQ Toronto, ON
Employees 104,841
Fiscal year Oct 31

Next Events

Dividend Apr 30
Earnings May 28

Fair Value Snapshot

Bear Base Bull
$39
$70
$131
Current: $105.64 -34% vs base

Engine Room Money Flow™

Large Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$87.6B
-6.2%%
Interest Expense
$54.6B
Net Interest Income
$33.1B
8.5%%
Total Revenue
$61.3B
8.9%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
17.2%
Excellent

Net Income / Equity - key bank profitability metric

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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$29.5B
147.9% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
1/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Toronto Dominion Bank (The)'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
56
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Moderate
53
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 88% Coverage
Trade-Off Triangle Visualization A ternary plot showing TD's balance between Growth (25.6%), Profitability (38.1%), and Safety (36.3%). Growth 26% Safety 36% Profitability 38%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

47th percentile vs peers
48
Key Signals
NII Growth YoY 8.5% 73p Equity Growth YoY 11.4% 95p Asset Growth YoY 1.6% 17p EPS Growth YoY -14.4% 9p
Strengths
  • Equity Growth YoY in top 20% of peers (11.4%, 95th percentile)
  • Efficiency Ratio in top 20% of peers (67.6%, 86th percentile)
  • ROTE in top 20% of peers (23.3%, 85th percentile)
  • ROE in top 20% of peers (16.9%, 89th percentile)
  • Debt/Assets in top 20% of peers (21.1%, 89th percentile)
Risks
  • Asset Growth YoY in bottom 20% of peers (1.6%)
  • EPS Growth YoY in bottom 20% of peers (-14.4%)

Profitability

71th percentile vs peers
71
Key Signals
Strengths
Risks
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Safety

67th percentile vs peers
68
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Toronto Dominion Bank (The).

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$69.98
- - -
-33.8% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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