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Company Analysis

Truist Financial Corporation TFC

A comprehensive view of key metrics, scores, and financial health for Truist Financial Corporation

Overview of Truist Financial Corporation

TFC NYQ
Financial Services Banks - Regional Large Cap
Truist Financial Corporation (TFC), is a Large Cap company, in the Banks - Regional industry, last closed at $43.83, about 9.8% undervalued vs fair value, +6.8% 1Y return, placing in the top 25% of its sector.
$43.83
-1.22%
As of March 13, 2026
Previous close • Vol 90d: 24.4%
52-Week Range
Market Cap
$58.07B
Enterprise Value
$91.50B
Overall Score
Scores locked

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Top Beats
No strong beats yet

Quick Facts

Website https://www.truist.com
HQ Charlotte, NC
Employees 37,086
Fiscal year Dec 31

Next Events

Earnings Apr 17 Call: Apr 17

Fair Value Snapshot

Bear Base Bull
$27
$48
$90
Current: $43.83 +10% vs base

Engine Room Money Flow™

Large Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$25.1B
2.5%%
Interest Expense
$10.1B
Net Interest Income
$14.1B
-3%%
Total Revenue
$30.4B
129.2%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
7.7%
Fair

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$6.5B
145.4% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
1/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Truist Financial Corporation's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
33
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Developing
30
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing TFC's balance between Growth (40.5%), Profitability (29.1%), and Safety (30.4%). Growth 40% Safety 30% Profitability 29%

Click axes to expand details. Marker shows current allocation.

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Growth

59th percentile vs peers
60
Key Signals
Rev Growth YoY 1.29 90p Asset Growth YoY 3.1% 45p Revenue CAGR 3Y 15.1% 35p
Strengths
  • Rev Growth Yoy in top 20% of peers (1.29, 90th percentile)
Risks

No significant risks identified for this axis.

Profitability

42th percentile vs peers
43
Key Signals
Strengths
Risks
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Safety

44th percentile vs peers
45
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Truist Financial Corporation.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$48.12
- - -
+9.8% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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