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Company Analysis

Triumph Financial, Inc. TFIN

A comprehensive view of key metrics, scores, and financial health for Triumph Financial, Inc.

Overview of Triumph Financial, Inc.

TFIN NYQ
Financial Services Banks - Regional Small Cap
Triumph Financial, Inc. (TFIN), is a Small Cap company, in the Banks - Regional industry, last closed at $55.45, about 30.1% overvalued vs fair value, -8.8% 1Y return, ranked 666/1004 in sector.
$55.45
-0.25%
As of March 13, 2026
Previous close • Vol 90d: 47.0%
52-Week Range
Market Cap
$1.40B
Enterprise Value
$1.55B
Overall Score
Scores locked

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Top Beats
No strong beats yet

Quick Facts

Website https://triumph.io
HQ Dallas, TX
Employees 1,450
Fiscal year Dec 31

Next Events

Earnings Apr 15 Estimated

Fair Value Snapshot

Bear Base Bull
$21
$39
$73
Current: $55.45 -30% vs base

Engine Room Money Flow™

Small Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$430.5M
1.9%%
Interest Expense
$79.9M
Net Interest Income
$350.6M
0%%
Total Revenue
$423.8M
2%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
2.5%
Poor

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$5.4M
24.5% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
2
Active Leaks
1/2
Improving
0
High Impact
1
Critical
Locked Leak
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Competitive Advantage Assessment

Evaluating Triumph Financial, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
31
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Weak
18
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing TFIN's balance between Growth (48.4%), Profitability (24.3%), and Safety (27.3%). Growth 48% Safety 27% Profitability 24%

Click axes to expand details. Marker shows current allocation.

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Growth

27th percentile vs peers
27
Key Signals
Asset Growth YoY 7.3% 69p Rev Growth YoY 2.0% 12p Revenue CAGR 3Y -4.3% 4p
Strengths

No notable strengths identified for this axis.

Risks
  • Rev Growth Yoy in bottom 20% of peers (2.0%)

Profitability

13th percentile vs peers
14
Key Signals
Strengths
Risks
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Safety

15th percentile vs peers
15
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Triumph Financial, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$38.74
- - -
-30.1% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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