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Company Analysis

TOP Financial Group Limited TOP

A comprehensive view of key metrics, scores, and financial health for TOP Financial Group Limited

Overview of TOP Financial Group Limited

TOP NCM
Financial Services Capital Markets Micro Cap
TOP Financial Group Limited (TOP), is a Micro Cap company, in the Capital Markets industry, last closed at $1.00, about 2.0% overvalued vs fair value, -17.7% 1Y return, ranked 938/1004 in sector.
$1.00
1.94%
As of March 13, 2026
Previous close • Vol 90d: 33.2%
52-Week Range
Market Cap
$37.07M
Enterprise Value
$13.94M
Overall Score
Scores locked

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Top Beats
No strong beats yet

Quick Facts

Website https://www.zyfgl.com
HQ Singapore
Employees 18
Fiscal year Mar 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$1
$1
$2
Current: $1.00 -2% vs base

Engine Room Money Flow™

Micro Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Expense
$0
Total Revenue
$3.3M
-58.6%%
Operating Expense
$5.8M
72.8%%
Pre-Provision Profit
$-5.6M
-663.5%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
-17.1%
Poor

Net Income / Equity - key bank profitability metric

Locked Metric
-
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-
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Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
0
Active Leaks
0/0
Improving
0
High Impact
0
Critical
Moat Analysis Corporate Default

Competitive Advantage Assessment

Evaluating TOP Financial Group Limited's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
27
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Pricing Power

Weak
19
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Generic Industrial / Default vs Industry Peers 84% Coverage
Trade-Off Triangle Visualization A ternary plot showing TOP's balance between Growth (9.8%), Profitability (22.8%), and Safety (67.5%). Growth 10% Safety 67% Profitability 23%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

6th percentile vs peers
6
Key Signals
Rev Growth YoY -58.6% 7p Revenue CAGR 3Y -24.8% 6p EPS Growth YoY -5.95 3p
Strengths
  • Cash Flow To Debt Ratio in top 20% of peers (4.04, 89th percentile)
Risks
  • Growth in bottom 20% of peers (percentile: 6)
  • Rev Growth Yoy in bottom 20% of peers (-58.6%)
  • Eps Growth Yoy in bottom 20% of peers (-5.95)

Profitability

14th percentile vs peers
14
Key Signals
Strengths
Risks
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Safety

42th percentile vs peers
43
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for TOP Financial Group Limited.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$0.98
- - -
-2.0% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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