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Company Analysis

TransUnion TRU

A comprehensive view of key metrics, scores, and financial health for TransUnion

Overview of TransUnion

TRU NYQ
Financial Services Financial Data & Stock Exchanges Large Cap
TransUnion (TRU), is a Large Cap company, in the Financial Data & Stock Exchanges industry, last closed at $71.19, about 21.6% undervalued vs fair value, -15.5% 1Y return, ranked 622/1037 in sector.
Metrics P/E 37.0× Rev Growth 9.4% ROE 10.5% Gross Margin 59.1% Div Yield 0.54%
$71.19
-1.56%
As of April 28, 2026
Previous close • Vol 90d: 45.0%
52-Week Range
Market Cap
$13.71B
Enterprise Value
$17.96B
Overall Score
View breakdown
Overall
Growth
Good
Profitability
Fair
Health
Fair
Efficiency
Fair
Valuation
Fair
Growth
Good
Profitability
Fair
Health
Fair
Efficiency
Fair
Valuation
Fair
Completeness: 82%
Confidence: 54%
Updated: Mar 8
Top Beats
No strong beats yet

Quick Facts

Website https://www.transunion.com
HQ Chicago, IL
Employees 13,500
Fiscal year Dec 31

Next Events

Earnings Apr 28 Call: Apr 28

Fair Value Snapshot

Bear Base Bull
$65
$87
$118
Current: $71.19 +22% vs base

Engine Room Money Flow™

Large Cap

Asset Management & Capital Markets - Where revenue goes and how value is created

Flow Steps
Total Revenue
$4.6B
9.4%%
Operating Income (FRE Proxy)
$857.8M
17%%
EBITDA
$1.4B
19.5%%
Net Income
$455.4M
60.1%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Asset Management & Capital Markets

Quality & Reliability Indicators

Operating Margin (FRE Proxy)
18.7%
Fair

Operating Income / Revenue — proxy for Fee-Related Earnings margin

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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$428.2M
94.0% of Net Income

Where It Leaks

Cash Flow Health some concerns
Moderate efficiency issues detected. Review active leaks below for improvement areas.
3
Active Leaks
2/3
Improving
0
High Impact
0
Critical
Locked Leak
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Locked Leak
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Moat Analysis Asset Management Specialized

Competitive Advantage Assessment

Evaluating TransUnion's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
35
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Fee Revenue Quality

Moderate
51
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Asset Managers, Capital Markets & Exchanges vs Industry Peers 100% Coverage
Trade-Off Triangle Visualization A ternary plot showing TRU's balance between Growth (44.0%), Profitability (18.3%), and Safety (37.7%). Growth 44% Safety 38% Profitability 18%

Click axes to expand details. Marker shows current allocation.

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Growth

63th percentile vs peers
64
Key Signals
EPS Growth YoY 60.2% 78p Rev Growth YoY 9.4% 64p EPS CAGR 3Y 18.9% 70p Revenue CAGR 3Y 7.2% 35p
Strengths
  • Growth above peer median with strong metric coverage (100%)
  • Strong liquidity position vs peers
  • Conservative leverage compared to industry peers
Risks

No significant risks identified for this axis.

Profitability

26th percentile vs peers
26
Key Signals
Strengths
Risks
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Safety

54th percentile vs peers
55
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for TransUnion.

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$86.56
- - -
+21.6% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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