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Company Analysis

The Travelers Companies, Inc. TRV

A comprehensive view of key metrics, scores, and financial health for The Travelers Companies, Inc.

Overview of The Travelers Companies, Inc.

TRV NYQ
Financial Services Insurance - Property & Casualty Large Cap
The Travelers Companies, Inc. (TRV), is a Large Cap company, in the Insurance - Property & Casualty industry, last closed at $302.49, about 49.7% overvalued vs fair value, +14.1% 1Y return, ranked 392/1004 in sector.
$302.49
0.16%
As of March 13, 2026
Previous close • Vol 90d: 16.6%
52-Week Range
Market Cap
$66.24B
Enterprise Value
$74.79B
Overall Score
Scores locked

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Top Beats
No strong beats yet

Quick Facts

Website https://www.travelers.com
HQ New York, NY
Employees 34,000
Fiscal year Dec 31

Next Events

Dividend Mar 31
Earnings Apr 16 Estimated

Fair Value Snapshot

Bear Base Bull
$84
$152
$285
Current: $302.49 -50% vs base

Engine Room Money Flow™

Large Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$425.0M
8.4%%
Interest Expense
$425.0M
Net Interest Income
$-425.0M
-8.4%%
Total Revenue
$48.8B
5.2%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
19.0%
Excellent

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$4.1B
65.8% of Net Income

Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
0
Active Leaks
0/0
Improving
0
High Impact
0
Critical
Moat Analysis Corporate Default

Competitive Advantage Assessment

Evaluating The Travelers Companies, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
66
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Pricing Power

Moderate
58
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Generic Industrial / Default vs Industry Peers 93% Coverage
Trade-Off Triangle Visualization A ternary plot showing TRV's balance between Growth (26.0%), Profitability (35.9%), and Safety (38.1%). Growth 26% Safety 38% Profitability 36%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

42th percentile vs peers
43
Key Signals
Revenue CAGR 3Y 9.8% 53p EPS CAGR 3Y 32.6% 65p EPS Growth YoY 27.7% 43p Rev Growth YoY 5.2% 22p TSR 22.2% 44p
Strengths
  • Current Ratio in top 20% of peers (27.38, 87th percentile)
  • Quick Ratio in top 20% of peers (54.46, 85th percentile)
  • Consistently strong margins across 5 metrics
  • Strong liquidity position vs peers
Risks

No significant risks identified for this axis.

Profitability

59th percentile vs peers
59
Key Signals
Strengths
Risks
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Safety

63th percentile vs peers
63
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for The Travelers Companies, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$152.02
- - -
-49.7% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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