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Company Analysis

Upbound Group, Inc. UPBD

A comprehensive view of key metrics, scores, and financial health for Upbound Group, Inc.

Overview of Upbound Group, Inc.

UPBD NMS
Technology Software - Application Small Cap
Upbound Group, Inc. (UPBD), is a Small Cap company, in the Software - Application industry, last closed at $18.30, about 1711.9% undervalued vs fair value, -25.1% 1Y return, placing in the top 25% of its sector.
$18.30
2.06%
As of March 13, 2026
Previous close • Vol 90d: 43.5%
52-Week Range
Market Cap
$1.14B
Enterprise Value
$2.72B
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.upbound.com
HQ Plano, TX
Employees 12,050
Fiscal year Dec 31

Next Events

Earnings Apr 30 Estimated

Fair Value Snapshot

Bear Base Bull
$302
$332
$366
Current: $18.30 +1712% vs base

Engine Room Money Flow™

Small Cap

Corporate Free Cash Flow - Where revenue goes and how value is created

Flow Steps
Revenue
$4.7B
8.7%%
Gross Profit
$1.6B
-22.3%%
Operating Income
$223.3M
-23.4%%
Net Income
$73.2M
-40.7%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Corporate Free Cash Flow

Quality & Reliability Indicators

Operating Cash Flow Margin
6.5%
Poor

OCF / Revenue - cash profitability from operations

Locked Metric
-
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Where It Leaks

Cash Flow Health some concerns
Moderate efficiency issues detected. Review active leaks below for improvement areas.
Analysis based on partial data. Some metrics unavailable for complete assessment.
1
Active Leaks
1/1
Improving
0
High Impact
0
Critical
Moat Analysis Corporate Default

Competitive Advantage Assessment

Evaluating Upbound Group, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
54
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Pricing Power

Moderate
62
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Software SaaS vs Industry Peers 68% Coverage
Trade-Off Triangle Visualization A ternary plot showing UPBD's balance between Growth (27.5%), Profitability (29.8%), and Safety (42.7%). Growth 27% Safety 43% Profitability 30%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

38th percentile vs peers
38
Key Signals
Rev Growth YoY 8.7% 47p Revenue CAGR 3Y 3.4% 30p TSR -34.6% 29p
Strengths
  • D/E Ratio in top 20% of peers (2.44, 95th percentile)
  • Current Ratio in top 20% of peers (4.07, 84th percentile)
  • Strong liquidity position vs peers
  • Conservative leverage compared to industry peers
Risks
  • Growth below peer median (percentile: 38)

Profitability

41th percentile vs peers
42
Key Signals
Strengths
Risks
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Safety

59th percentile vs peers
60
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for Upbound Group, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$331.58
- - -
+1711.9% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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