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Company Analysis

Valley National Bancorp VLY

A comprehensive view of key metrics, scores, and financial health for Valley National Bancorp

Overview of Valley National Bancorp

VLY NMS
Financial Services Banks - Regional Mid Cap
Valley National Bancorp (VLY), is a Mid Cap company, in the Banks - Regional industry, last closed at $11.76, about 15.0% undervalued vs fair value, +33.0% 1Y return, ranked 325/1004 in sector.
$11.76
-0.84%
As of March 13, 2026
Previous close • Vol 90d: 27.6%
52-Week Range
Market Cap
$6.73B
Enterprise Value
$10.21B
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.valley.com
HQ Morristown, NJ
Employees 3,675
Fiscal year Dec 31

Next Events

Dividend Apr 1
Earnings Apr 30 Estimated

Fair Value Snapshot

Bear Base Bull
$8
$14
$25
Current: $11.76 +15% vs base

Engine Room Money Flow™

Mid Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$3.4B
7%%
Interest Expense
$1.5B
Net Interest Income
$1.6B
-2.2%%
Total Revenue
$3.5B
89.5%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
5.1%
Poor

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$258.5M
72.0% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Valley National Bancorp's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
40
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Developing
42
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing VLY's balance between Growth (52.2%), Profitability (26.8%), and Safety (21.0%). Growth 52% Safety 21% Profitability 27%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

63th percentile vs peers
63
Key Signals
Rev Growth YoY 89.5% 76p Revenue CAGR 3Y 23.3% 69p Asset Growth YoY 2.6% 39p
Strengths
  • Growth above peer median with strong metric coverage (72%)
Risks

No significant risks identified for this axis.

Profitability

32th percentile vs peers
32
Key Signals
Strengths
Risks
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Safety

25th percentile vs peers
25
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Valley National Bancorp.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$13.52
- - -
+15.0% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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