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Company Analysis

Voya Financial, Inc. VOYA

A comprehensive view of key metrics, scores, and financial health for Voya Financial, Inc.

Overview of Voya Financial, Inc.

VOYA NYQ
Financial Services Financial Conglomerates Mid Cap
Voya Financial, Inc. (VOYA), is a Mid Cap company, in the Financial Conglomerates industry, last closed at $66.25, about 80.5% undervalued vs fair value, -1.8% 1Y return, placing in the top 10% of its sector.
$66.25
1.13%
As of March 13, 2026
Previous close • Vol 90d: 31.9%
52-Week Range
Market Cap
$6.28B
Enterprise Value
$7.16B
Overall Score
Scores locked

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Top Beats
No strong beats yet

Quick Facts

Website https://www.voya.com
HQ New York, NY
Employees 11,000
Fiscal year Dec 31

Next Events

Dividend Mar 27
Earnings May 5 Estimated

Fair Value Snapshot

Bear Base Bull
$104
$120
$136
Current: $66.25 +81% vs base

Engine Room Money Flow™

Mid Cap

Corporate Free Cash Flow - Where revenue goes and how value is created

Flow Steps
Revenue
$7.5B
-5%%
Gross Profit
$3.9B
0.2%%
Operating Income
$261.0M
-67.3%%
Net Income
$654.0M
-1.9%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Corporate Free Cash Flow

Quality & Reliability Indicators

Cash Conversion Ratio
139.3%
Excellent

FCF / Net Income - measures how well earnings convert to cash

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$419.0M
46.0% of FCF

Where It Leaks

Cash Flow Health some concerns
Moderate efficiency issues detected. Review active leaks below for improvement areas.
1
Active Leaks
0/1
Improving
1
High Impact
0
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Voya Financial, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
65
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Moderate
72
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Generic Industrial / Default vs Industry Peers 96% Coverage
Trade-Off Triangle Visualization A ternary plot showing VOYA's balance between Growth (28.9%), Profitability (27.8%), and Safety (43.3%). Growth 29% Safety 43% Profitability 28%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

46th percentile vs peers
46
Key Signals
Revenue CAGR 3Y 8.8% 71p Rev Growth YoY -5.0% 42p EPS Growth YoY 14.2% 50p TSR 11.6% 48p EPS CAGR 3Y -30.7% 5p
Strengths
  • Current Ratio in top 20% of peers (20.38, 83th percentile)
  • Quick Ratio in top 20% of peers ($77.4K, 83th percentile)
  • Strong liquidity position vs peers
Risks

No significant risks identified for this axis.

Profitability

44th percentile vs peers
45
Key Signals
Strengths
Risks
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Safety

69th percentile vs peers
69
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Voya Financial, Inc..

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$119.59
- - -
+80.5% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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