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Company Analysis

Washington Trust Bancorp, Inc. WASH

A comprehensive view of key metrics, scores, and financial health for Washington Trust Bancorp, Inc.

Overview of Washington Trust Bancorp, Inc.

WASH NMS
Financial Services Banks - Regional Small Cap
Washington Trust Bancorp, Inc. (WASH), is a Small Cap company, in the Banks - Regional industry, last closed at $32.14, about 10.4% overvalued vs fair value, +3.9% 1Y return, placing in the top 25% of its sector.
$32.14
-1.47%
As of March 13, 2026
Previous close • Vol 90d: 33.6%
52-Week Range
Market Cap
$633.10M
Enterprise Value
$1.33B
Overall Score
Scores locked

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Top Beats
No strong beats yet

Quick Facts

Website https://www.washtrust.com
HQ Westerly, RI
Employees 642
Fiscal year Dec 31

Next Events

Earnings Apr 20 Estimated

Fair Value Snapshot

Bear Base Bull
$16
$29
$54
Current: $32.14 -10% vs base

Engine Room Money Flow™

Small Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$340.7M
10.4%%
Interest Expense
$164.9M
Net Interest Income
$128.4M
-6.3%%
Total Revenue
$381.1M
286.7%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
-5.6%
Poor

Net Income / Equity - key bank profitability metric

Locked Metric
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Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Washington Trust Bancorp, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
22
/100
Weak
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Weak
12
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing WASH's balance between Growth (75.1%), Profitability (19.2%), and Safety (5.7%). Growth 75% Safety 6% Profitability 19%

Click axes to expand details. Marker shows current allocation.

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Growth

57th percentile vs peers
57
Key Signals
Rev Growth YoY 2.87 99p Revenue CAGR 3Y 20.3% 55p Asset Growth YoY -4.5% 7p
Strengths
  • Rev Growth Yoy in top 20% of peers (2.87, 99th percentile)
Risks
  • Asset Growth Yoy in bottom 20% of peers (-4.5%)

Profitability

14th percentile vs peers
15
Key Signals
Strengths
Risks
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Safety

4th percentile vs peers
4
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Washington Trust Bancorp, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$28.80
- - -
-10.4% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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