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Company Analysis

W.R. Berkley Corporation WRB

A comprehensive view of key metrics, scores, and financial health for W.R. Berkley Corporation

Overview of W. R. Berkley Corporation

WRB NYQ
Financial Services Insurance - Property & Casualty Framework: Insurance & Reinsurance Large Cap
W. R. Berkley Corporation (WRB), is a Large Cap company, in the Insurance - Property & Casualty industry, last closed at $69.77, about 62.8% overvalued vs fair value, -5.5% 1Y return, ranked 455/1078 in sector.
Metrics P/E 15.8× Rev Growth 6.9% ROE 19.7% Gross Margin 19.9% Div Yield 2.63%
USD 69.77
0.91%
(Delayed)
• Vol 90d: 22.0%
52-Week Range
Market Cap
$26.54B
Enterprise Value
$885.69M
Overall Score
View breakdown
Overall
Growth
Weak
Profitability
Fair
Health
Fair
Efficiency
Weak
Valuation
Good
Growth
Weak
Profitability
Fair
Health
Fair
Efficiency
Weak
Valuation
Good
Completeness: 94%
Confidence: 59%
Updated: Sep 12
Top Beats
No strong beats yet

Quick Facts

Website https://www.berkley.com
HQ Greenwich, CT
Employees 8,804
Fiscal year Dec 31

Next Events

Earnings Oct 19

Fair Value Snapshot

Bear Base Bull
$14
$26
$49
Current: $69.77 -63% vs base

Engine Room Money Flow™

Large Cap

Insurance & Reinsurance - Where revenue goes and how value is created

Flow Steps
Total Revenue
$14.6B
6.9%%
Claims & Losses
$-11.8B
12.1%%
Acquisition & Admin Expenses
$-45.7M
Underwriting Result
$2.3B
3.1%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Insurance & Reinsurance

Quality & Reliability Indicators

Loss Ratio
80.5%
Poor

Claims & Losses / Revenue — core underwriting discipline metric; lower is better

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$970.5M
54.5% of Net Income

Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
0
Active Leaks
0/0
Improving
0
High Impact
0
Critical
Moat Analysis Insurance & Reinsurance

Competitive Advantage Assessment

Evaluating W.R. Berkley Corporation's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
61
/100
Moderate
Scores based on quantitative metrics and qualitative factors
Full moat analysis

Key strengths

  • Stable Underwriting Performance Through Cycles Underwriting stability score is 0.96, demonstrating consistent risk selection and reserving discipline through market cycles.
  • Consistent Capital Returns Through Cycles Capital adequacy stability is high (score 0.92), demonstrating resilience through insurance market cycles.

Key risks

  • Below-Peer Pricing Margins Premium margin signal is weak (score 0.35), with operating margin at 15.9% — below peers.
  • Declining Premium Growth Trend Premium growth trend is weak (signal score 0.32), indicating potential market share erosion or soft pricing environment.

The dashed ring is the peer median. Defense scores are percentile ranks against peers, so 50 is roughly the typical company in this group.

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Underwriting Discipline

Moderate
62
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Insurance (Life, P&C, Reinsurance) vs Industry Peers 100% Coverage
Trade-Off Triangle Visualization A ternary plot showing WRB's balance between Growth (29.5%), Profitability (41.7%), and Safety (28.8%). Growth 29% Safety 29% Profitability 42%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

47th percentile vs peers
48
Key Signals
Rev Growth YoY 6.9% 47p Revenue CAGR 3Y 9.3% 46p Equity Growth YoY 15.6% 57p EPS Growth YoY 2.2% 34p Asset Growth YoY 8.6% 58p
Strengths

No notable strengths identified for this axis.

Risks

No significant risks identified for this axis.

Profitability

67th percentile vs peers
68
Key Signals
Strengths
Risks
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Safety

46th percentile vs peers
47
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for W.R. Berkley Corporation.

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$25.98
- - -
-62.8% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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