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Company Analysis

West Bancorporation WTBA

A comprehensive view of key metrics, scores, and financial health for West Bancorporation

Overview of West Bancorporation, Inc.

WTBA NMS
Financial Services Banks - Regional Small Cap
West Bancorporation, Inc. (WTBA), is a Small Cap company, in the Banks - Regional industry, last closed at $23.06, about 33.7% overvalued vs fair value, +13.4% 1Y return, ranked 301/1004 in sector.
$23.06
-1.20%
As of March 13, 2026
Previous close • Vol 90d: 28.4%
52-Week Range
Market Cap
$405.40M
Enterprise Value
$486.63M
Overall Score
Scores locked

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Top Beats
No strong beats yet

Quick Facts

Website https://www.westbankstrong.com
HQ West Des Moines, IA
Fiscal year Dec 31

Next Events

Earnings Apr 23 Call: Apr 23

Fair Value Snapshot

Bear Base Bull
$8
$15
$29
Current: $23.06 -34% vs base

Engine Room Money Flow™

Small Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$190.1M
18.6%%
Interest Expense
$103.2M
Net Interest Income
$71.4M
3.4%%
Total Revenue
$198.5M
150.8%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
10.6%
Good

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$17.9M
74.4% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
1/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating West Bancorporation's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
41
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Developing
38
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing WTBA's balance between Growth (44.6%), Profitability (26.8%), and Safety (28.5%). Growth 45% Safety 29% Profitability 27%

Click axes to expand details. Marker shows current allocation.

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Growth

73th percentile vs peers
73
Key Signals
Rev Growth YoY 1.51 93p Revenue CAGR 3Y 24.9% 74p Asset Growth YoY 3.2% 46p
Strengths
  • Rev Growth Yoy in top 20% of peers (1.51, 93th percentile)
  • Superior capital returns - 2 return metrics above peer median
  • Growth above peer median with strong metric coverage (72%)
Risks

No significant risks identified for this axis.

Profitability

44th percentile vs peers
44
Key Signals
Strengths
Risks
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Safety

46th percentile vs peers
47
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for West Bancorporation.

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$15.30
- - -
-33.7% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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