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Company Analysis

Wintrust Financial Corporation WTFCM

A comprehensive view of key metrics, scores, and financial health for Wintrust Financial Corporation

Overview of Wintrust Financial Corporation

WTFCM
Financial Services Banks - Regional
Wintrust Financial Corporation (WTFCM), in the Banks - Regional industry.
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Enterprise Value
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Overall Score
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Top Beats

Quick Facts

Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Insufficient data

Engine Room Money Flow™

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$3.5B
29.8%%
Interest Expense
$1.5B
Net Interest Income
$2.0B
7.6%%
Total Revenue
$4.0B
37.1%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
11.0%
Good

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$147.2M
21.2% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
Analysis based on partial data. Some metrics unavailable for complete assessment.
1
Active Leaks
1/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Wintrust Financial Corporation 's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
52
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Moderate
55
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For informational purposes only. Not investment advice.

Trade-Off Ledger

Where management spends the performance budget

Insufficient Data for Analysis

WTFCM - Wintrust Financial Corporation

We have limited financial data for WTFCM. The Profitability and Safety axes don't have enough metrics for reliable analysis.

Data Coverage by Axis

Profitability
45% coverage
Safety
0% coverage Below threshold
Overall Coverage: 39.1% (Minimum 40% required)

What This Means

  • Currently at 39.1% data coverage (minimum 40% required)
  • Limited peer data available for industry benchmarking
  • Check back after quarterly or annual filings
  • Some metrics may not be applicable to this company's business model

What can you do?

  • View available sections like Moat Map or Engine Room for partial insights
  • Set up a watchlist alert to be notified when new data becomes available
  • Compare with peers in the same industry that have complete data

Two Futures

Scenario-based fair value ranges for Wintrust Financial Corporation .

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Fair Value Range Current: $-
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