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Company Analysis

ATIF Holdings Limited ZBAI

A comprehensive view of key metrics, scores, and financial health for ATIF Holdings Limited

Overview of ATIF Holdings Limited

ZBAI NCM
Financial Services Capital Markets Micro Cap
ATIF Holdings Limited (ZBAI), is a Micro Cap company, in the Capital Markets industry, last closed at $5.79, about 80.5% undervalued vs fair value, -70.2% 1Y return, ranked 937/1004 in sector.
$5.79
-5.01%
As of March 13, 2026
Previous close • Vol 90d: 98.4%
52-Week Range
Market Cap
$8.71M
Enterprise Value
$-243,108
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://ir.atifchina.com
HQ Irvine, CA
Employees 6
Fiscal year Jul 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$6
$10
$20
Current: $5.79 +81% vs base

Engine Room Money Flow™

Micro Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$60.9K
234192.3%%
Net Interest Income
$60.9K
234192.3%%
Total Revenue
$1.2M
93.5%%
Fee/Non-Interest Income
$1.1M
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
-47.6%
Poor

Net Income / Equity - key bank profitability metric

Locked Metric
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Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
Analysis based on partial data. Some metrics unavailable for complete assessment.
0
Active Leaks
0/0
Improving
0
High Impact
0
Critical
Moat Analysis Corporate Default

Competitive Advantage Assessment

Evaluating ATIF Holdings Limited's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
40
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Pricing Power

Developing
45
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Generic Industrial / Default vs Industry Peers 77% Coverage
Trade-Off Triangle Visualization A ternary plot showing ZBAI's balance between Growth (36.2%), Profitability (19.8%), and Safety (44.0%). Growth 36% Safety 44% Profitability 20%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

46th percentile vs peers
46
Key Signals
Rev Growth YoY 93.5% 81p EPS Growth YoY -4.0% 26p Revenue CAGR 3Y -10.4% 18p
Strengths
  • Rev Growth Yoy in top 20% of peers (93.5%, 81th percentile)
  • Gross Profit Margin in top 20% of peers (1.00, 95th percentile)
  • Current Ratio in top 20% of peers (13.45, 87th percentile)
  • Strong liquidity position vs peers
Risks

No significant risks identified for this axis.

Profitability

25th percentile vs peers
25
Key Signals
Strengths
Risks
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Safety

56th percentile vs peers
56
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for ATIF Holdings Limited.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$10.44
- - -
+80.5% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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