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Company Analysis

Zhibao Technology Inc. ZBAO

A comprehensive view of key metrics, scores, and financial health for Zhibao Technology Inc.

Overview of Zhibao Technology Inc.

ZBAO NCM
Financial Services Insurance Brokers Micro Cap
Zhibao Technology Inc. (ZBAO), is a Micro Cap company, in the Insurance Brokers industry, last closed at $0.87, about 10.5% overvalued vs fair value, -35.9% 1Y return, ranked 972/1004 in sector.
$0.87
-12.71%
As of March 13, 2026
Previous close • Vol 90d: 136.0%
52-Week Range
Market Cap
$35.93M
Enterprise Value
$38.18M
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.zhibao-tech.com
HQ Shanghai
Employees 137
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$0
$1
$1
Current: $0.87 -11% vs base

Engine Room Money Flow™

Micro Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Expense
$848.6K
Net Interest Income
$-3.3M
-289.5%%
Total Revenue
$38.4M
51.8%%
Fee/Non-Interest Income
$41.7M
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
-249.4%
Poor

Net Income / Equity - key bank profitability metric

Locked Metric
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Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
Analysis based on partial data. Some metrics unavailable for complete assessment.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Corporate Default

Competitive Advantage Assessment

Evaluating Zhibao Technology Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
24
/100
Weak
Scores based on quantitative metrics and qualitative factors

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Pricing Power

Weak
23
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Generic Industrial / Default vs Industry Peers 88% Coverage
Trade-Off Triangle Visualization A ternary plot showing ZBAO's balance between Growth (66.2%), Profitability (12.9%), and Safety (20.9%). Growth 66% Safety 21% Profitability 13%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

91th percentile vs peers
92
Key Signals
Rev Growth YoY 50.8% 90p Revenue CAGR 3Y 36.8% 95p EPS Growth YoY 1.32 89p
Strengths
  • Growth performance in top 20% of peers (percentile: 91)
  • Rev Growth Yoy in top 20% of peers (50.8%, 90th percentile)
  • Revenue Cagr 3Y in top 20% of peers (36.8%, 95th percentile)
  • Eps Growth Yoy in top 20% of peers (1.32, 89th percentile)
  • Conservative leverage compared to industry peers
Risks

No significant risks identified for this axis.

Profitability

17th percentile vs peers
18
Key Signals
Strengths
Risks
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Safety

29th percentile vs peers
29
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Zhibao Technology Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$0.78
- - -
-10.5% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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