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Company Analysis

Atlantic American Corporation AAME

A comprehensive view of key metrics, scores, and financial health for Atlantic American Corporation

Overview of Atlantic American Corporation

AAME NGM
Financial Services Insurance - Life Framework: Insurance & Reinsurance Micro Cap
Atlantic American Corporation (AAME), is a Micro Cap company, in the Insurance - Life industry, last closed at $1.60, about 103749.4% undervalued vs fair value, -29.2% 1Y return, placing in the top 10% of its sector.
Metrics P/E 0.4× Rev Growth 11522.1% ROE 22.9% Gross Margin 61.0% Div Yield 3480.07%
USD 1.60
3.23%
(Delayed)
• Vol 90d: 51.9%
52-Week Range
Market Cap
$34.30M
Enterprise Value
$49.35B
Overall Score
View breakdown
Overall
Growth
Good
Profitability
Good
Health
Weak
Efficiency
Fair
Valuation
Fair
Growth
Good
Profitability
Good
Health
Weak
Efficiency
Fair
Valuation
Fair
Completeness: 82%
Confidence: 88%
Updated: Jul 5
Top Beats

Quick Facts

Website https://www.atlam.com
HQ Atlanta, GA
Employees 153
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$921
$1662
$3112
Current: $1.60 +103749% vs base

Engine Room Money Flow™

Micro Cap

Insurance & Reinsurance - Where revenue goes and how value is created

Flow Steps
Total Revenue
$21.9B
11522.1%%
Claims & Losses
$-8.5B
17.5%%
Underwriting Result
$5.4B
21.1%%
Net Income
$3.6B
83980%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Insurance & Reinsurance

Quality & Reliability Indicators

Loss Ratio
39.0%
Excellent

Claims & Losses / Revenue — core underwriting discipline metric; lower is better

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$814.0K

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
3
Active Leaks
2/3
Improving
0
High Impact
2
Critical
Locked Leak
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Locked Leak
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Moat Analysis Insurance & Reinsurance

Competitive Advantage Assessment

Evaluating Atlantic American Corporation's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
58
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Underwriting Discipline

Developing
43
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Insurance (Life, P&C, Reinsurance) vs Industry Peers 100% Coverage
Trade-Off Triangle Visualization A ternary plot showing AAME's balance between Growth (45.8%), Profitability (30.9%), and Safety (23.4%). Growth 46% Safety 23% Profitability 31%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

99th percentile vs peers
99
Key Signals
Rev Growth YoY 115.22 99p Revenue CAGR 3Y 3.88 99p Equity Growth YoY 311.76 99p EPS Growth YoY 27.48 98p Asset Growth YoY 289.93 99p
Strengths
  • Growth performance in top 20% of peers (percentile: 99)
  • Rev Growth YoY in top 20% of peers (115.22, 99th percentile)
  • Revenue CAGR 3Y in top 20% of peers (3.88, 99th percentile)
  • Equity Growth YoY in top 20% of peers (311.76, 99th percentile)
  • EPS Growth YoY in top 20% of peers (27.48, 98th percentile)
Risks

No significant risks identified for this axis.

Profitability

66th percentile vs peers
67
Key Signals
Strengths
Risks
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Safety

50th percentile vs peers
51
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for Atlantic American Corporation.

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$1661.59
- - -
+103749.4% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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