Skip to content
Company Analysis

Apollo Commercial Real Estate F ARI

A comprehensive view of key metrics, scores, and financial health for Apollo Commercial Real Estate F

Overview of Apollo Commercial Real Estate Finance, Inc.

ARI NYQ
Real Estate REIT - Mortgage Framework: Mortgage REITs Micro Cap
Apollo Commercial Real Estate Finance, Inc. (ARI), is a Micro Cap company, in the REIT - Mortgage industry, last closed at $2.31, about 327.3% undervalued vs fair value, -76.4% 1Y return, ranked 224/338 in sector.
Metrics P/E 11.7× Rev Growth 39.4% ROE 6.8% Gross Margin 208.5% Div Yield 11.42%
USD 2.31
-0.86%
(Delayed)
• Vol 90d: 183.4%
Market Cap
$296.17M
Enterprise Value
$-571.81M
Overall Score
View breakdown
Overall
Growth
Weak
Profitability
Fair
Health
Weak
Efficiency
Weak
Valuation
Fair
Growth
Weak
Profitability
Fair
Health
Weak
Efficiency
Weak
Valuation
Fair
Completeness: 100%
Confidence: 97%
Updated: Oct 31
Top Beats

Quick Facts

Website https://www.apollocref.com
HQ New York, NY
Fiscal year Dec 31

Next Events

Earnings Nov 3 Estimated

Fair Value Snapshot

Bear Base Bull
$5
$10
$18
Current: $2.31 +327% vs base

Engine Room Money Flow™

Micro Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$626.8M
-10.8%%
Interest Expense
$460.1M
Net Interest Income
$166.7M
-16.2%%
Total Revenue
$272.8M
39.4%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
6.0%
Fair

Net Income / Equity - key bank profitability metric

Locked Metric
-
Premium
Locked Metric
-
Premium
Locked Metric
-
Premium
Locked Metric
-
Premium
Locked Metric
-
Premium

Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$153.5M
137.2% of Net Income

Where It Leaks

Cash Flow Health some concerns
Moderate efficiency issues detected. Review active leaks below for improvement areas.
1
Active Leaks
1/1
Improving
1
High Impact
0
Critical
Moat Analysis Lender Specialized

Competitive Advantage Assessment

Evaluating Apollo Commercial Real Estate F's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
50
/100
Developing
Scores based on quantitative metrics and qualitative factors
Full moat analysis

Key strengths

  • Diversified Revenue Streams Revenue diversification is evident (growth stability 0.82).

Key risks

  • Thin Equity Cushion Equity cushion is thin (score 0.33).
  • Operational Inefficiency Operational efficiency lags peers (score 0.37).

The dashed ring is the peer median. Defense scores are percentile ranks against peers, so 50 is roughly the typical company in this group.

Upgrade to unlock the signals and evidence behind each defense.

Premium access

Unlock full defense analysis

Get key signals, strengths, and risks for every moat dimension.

Upgrade to Premium Unlock all moat defenses and evidence.

Funding & Return Stability

Moderate
56
Premium

Signals, strengths and risks for Funding & Return Stability

Premium

Signals, strengths and risks for Lending Advantage

Premium

Signals, strengths and risks for Capital Strength

Premium

Signals, strengths and risks for Cost Discipline

Premium

Signals, strengths and risks for Revenue Diversification

Premium

Signals, strengths and risks for Risk Management

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 88% Coverage
Trade-Off Triangle Visualization A ternary plot showing ARI's balance between Growth (31.2%), Profitability (32.3%), and Safety (36.5%). Growth 31% Safety 37% Profitability 32%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
Upgrade to unlock the full 3-year trend analysis and deltas.

Growth

49th percentile vs peers
49
Key Signals
EPS Growth YoY 1.87 94p Asset Growth YoY 17.7% 51p NII Growth YoY -16.2% 25p Equity Growth YoY -1.0% 39p
Strengths
  • EPS Growth YoY in top 20% of peers (1.87, 94th percentile)
Risks

No significant risks identified for this axis.

Profitability

50th percentile vs peers
51
Key Signals
Strengths
Risks
Premium
Unlock full Profitability drilldowns

See the signal-level drivers and insights behind this axis. Upgrade to reveal the full Trade-Off Ledger.

Upgrade Now

Safety

57th percentile vs peers
58
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for Apollo Commercial Real Estate F.

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
X.X%
X%XX%
X.X%
-XX%XX%
XX.X%
-XX%XX%
Adjust the sliders above to explore different valuation scenarios.
Unlock Premium
Reveal the full Scenario Theatre
See live sliders, narratives, and full Bear/Base/Bull outcomes.
Upgrade Now
Bear
-
- - -
- upside
-
Base
$9.87
- - -
+327.3% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
Actions & Info
Send Feedback
Please select a category.
0/1000