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Company Analysis

ARMOUR Residential REIT, Inc. ARR

A comprehensive view of key metrics, scores, and financial health for ARMOUR Residential REIT, Inc.

Overview of ARMOUR Residential REIT, Inc.

ARR NYQ
Real Estate REIT - Mortgage Framework: Mortgage REITs Small Cap
ARMOUR Residential REIT, Inc. (ARR), is a Small Cap company, in the REIT - Mortgage industry, last closed at $12.41, about 35.6% undervalued vs fair value, -25.2% 1Y return, placing in the top 10% of its sector.
Metrics P/E 5.4× Rev Growth -69550.2% ROE 17.8% Gross Margin 381.5% Div Yield 14.32%
USD 12.41
-0.32%
(Delayed)
• Vol 90d: 22.3%
52-Week Range
Market Cap
$1.84B
Enterprise Value
$19.72B
Overall Score
View breakdown
Overall
Growth
Good
Profitability
Fair
Health
Fair
Efficiency
Fair
Valuation
Good
Growth
Good
Profitability
Fair
Health
Fair
Efficiency
Fair
Valuation
Good
Completeness: 82%
Confidence: 90%
Updated: Oct 31
Top Beats
No strong beats yet

Quick Facts

Website https://www.armourreit.com
HQ Vero Beach, FL
Fiscal year Dec 31

Next Events

Dividend Nov 27 Ex-div: Nov 16

Fair Value Snapshot

Bear Base Bull
$9
$17
$32
Current: $12.41 +36% vs base

Engine Room Money Flow™

Small Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$800.4M
45.3%%
Interest Expense
$642.1M
Net Interest Income
$158.3M
490.8%%
Total Revenue
$332.0M
69550.2%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
13.7%
Good

Net Income / Equity - key bank profitability metric

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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$303.4M
97.7% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
1/1
Improving
0
High Impact
1
Critical
Moat Analysis Lender Specialized

Competitive Advantage Assessment

Evaluating ARMOUR Residential REIT, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
44
/100
Developing
Scores based on quantitative metrics and qualitative factors
Full moat analysis

Key strengths

  • Returns Hold Up Through Funding Cycles Returns are strong for a debt-funded lender (profitability score 0.89).
  • Industry-Leading Efficiency Operational efficiency is excellent (score 0.79).

Key risks

  • Thin Equity Cushion Equity cushion is thin (score 0.12).
  • Credit Quality Concerns Credit quality is concerning (asset quality score 0.00).

The dashed ring is the peer median. Defense scores are percentile ranks against peers, so 50 is roughly the typical company in this group.

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Funding & Return Stability

Moderate
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Signals, strengths and risks for Funding & Return Stability

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Signals, strengths and risks for Lending Advantage

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Signals, strengths and risks for Capital Strength

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Signals, strengths and risks for Cost Discipline

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Signals, strengths and risks for Revenue Diversification

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Signals, strengths and risks for Risk Management

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 88% Coverage
Trade-Off Triangle Visualization A ternary plot showing ARR's balance between Growth (53.4%), Profitability (36.0%), and Safety (10.6%). Growth 53% Safety 11% Profitability 36%

Click axes to expand details. Marker shows current allocation.

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Growth

90th percentile vs peers
91
Key Signals
Asset Growth YoY 55.0% 95p NII Growth YoY 4.91 80p EPS Growth YoY 7.52 97p Equity Growth YoY 66.1% 95p
Strengths
  • Growth performance in top 20% of peers (percentile: 90)
  • Asset Growth YoY in top 20% of peers (55.0%, 95th percentile)
  • NII Growth YoY in top 20% of peers (4.91, 80th percentile)
  • EPS Growth YoY in top 20% of peers (7.52, 97th percentile)
  • Equity Growth YoY in top 20% of peers (66.1%, 95th percentile)
Risks

No significant risks identified for this axis.

Profitability

61th percentile vs peers
61
Key Signals
Strengths
Risks
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Safety

17th percentile vs peers
18
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for ARMOUR Residential REIT, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$16.83
- - -
+35.6% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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