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Company Analysis

1895 Bancorp of Wisconsin, Inc. BCOW

A comprehensive view of key metrics, scores, and financial health for 1895 Bancorp of Wisconsin, Inc.

Overview of 1895 Bancorp of Wisconsin, Inc.

BCOW OQX
Financial Services Banks - Regional Framework: Banks & Lenders Micro Cap
1895 Bancorp of Wisconsin, Inc. (BCOW), is a Micro Cap company, in the Banks - Regional industry, last closed at $17.75, about 17.7% overvalued vs fair value, +59.3% 1Y return, ranked 812/1078 in sector.
Metrics P/E 41.2× Rev Growth 19.0% ROE 2.0%
USD 17.75
1.02%
(Delayed)
• Vol 90d: 75.3%
52-Week Range
Market Cap
$90.39M
Enterprise Value
$171.52M
Overall Score
View breakdown
Overall
Growth
Fair
Profitability
Weak
Health
Weak
Efficiency
Good
Valuation
Fair
Growth
Fair
Profitability
Weak
Health
Weak
Efficiency
Good
Valuation
Fair
Completeness: 82%
Confidence: 84%
Updated: Jul 5
Top Beats

Quick Facts

Website https://www.1895bancorpofwisco...
HQ Greenfield, WI
Employees 88
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$8
$15
$27
Current: $17.75 -18% vs base

Engine Room Money Flow™

Micro Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$27.7M
12.6%%
Interest Expense
$12.3M
Net Interest Income
$15.3M
21.2%%
Total Revenue
$18.0M
18.9%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
2.0%
Poor

Net Income / Equity - key bank profitability metric

Locked Metric
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Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
1
Active Leaks
1/1
Improving
0
High Impact
0
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating 1895 Bancorp of Wisconsin, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
18
/100
Weak
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Weak
18
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 85% Coverage
Trade-Off Triangle Visualization A ternary plot showing BCOW's balance between Growth (52.9%), Profitability (8.2%), and Safety (38.9%). Growth 53% Safety 39% Profitability 8%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

62th percentile vs peers
63
Key Signals
NII Growth YoY 21.2% 80p EPS Growth YoY 2.68 96p Asset Growth YoY 4.7% 53p Equity Growth YoY 1.1% 16p
Strengths
  • NII Growth YoY in top 20% of peers (21.2%, 80th percentile)
  • EPS Growth YoY in top 20% of peers (2.68, 96th percentile)
  • Growth above peer median with strong metric coverage (80%)
Risks
  • Equity Growth YoY in bottom 20% of peers (1.1%)

Profitability

9th percentile vs peers
10
Key Signals
Strengths
Risks
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Safety

46th percentile vs peers
46
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for 1895 Bancorp of Wisconsin, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
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Bear
-
- - -
- upside
-
Base
$14.60
- - -
-17.7% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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