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Company Analysis

Banco Latinoamericano de Comerc BLX

A comprehensive view of key metrics, scores, and financial health for Banco Latinoamericano de Comerc

Overview of Banco Latinoamericano de Comercio Exterior, S. A.

BLX NYQ
Financial Services Banks - Regional Small Cap
Banco Latinoamericano de Comercio Exterior, S. A. (BLX), is a Small Cap company, in the Banks - Regional industry, last closed at $53.29, about 14.1% overvalued vs fair value, +39.1% 1Y return, placing in the top 25% of its sector.
Metrics Rev Growth 19.3% ROE 15.0% Gross Margin 93.5%
$53.29
-5.91%
As of April 28, 2026
Previous close • Vol 90d: 24.5%
52-Week Range
Market Cap
$1.98B
Enterprise Value
$4.09B
Overall Score
View breakdown
Overall
Growth
Fair
Profitability
Good
Health
Fair
Efficiency
Fair
Valuation
Fair
Growth
Fair
Profitability
Good
Health
Fair
Efficiency
Fair
Valuation
Fair
Completeness: 82%
Confidence: 49%
Updated: Mar 8
Top Beats

Quick Facts

Website https://bladex.com
HQ Panama City
Fiscal year Dec 31

Next Events

Earnings Apr 28 Estimated

Fair Value Snapshot

Bear Base Bull
$25
$46
$86
Current: $53.29 -14% vs base

Engine Room Money Flow™

Small Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$785.0M
15.6%%
Interest Expense
$525.8M
Net Interest Income
$259.2M
11.2%%
Total Revenue
$339.6M
19.3%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
15.4%
Excellent

Net Income / Equity - key bank profitability metric

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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$72.8M
35.4% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
1/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Banco Latinoamericano de Comerc's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
57
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Moderate
67
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 88% Coverage
Trade-Off Triangle Visualization A ternary plot showing BLX's balance between Growth (37.7%), Profitability (25.1%), and Safety (37.2%). Growth 38% Safety 37% Profitability 25%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

75th percentile vs peers
75
Key Signals
NII Growth YoY 11.2% 79p Asset Growth YoY 7.8% 71p EPS Growth YoY 23.0% 76p Equity Growth YoY 11.1% 73p
Strengths
  • ROTE in top 20% of peers (16.2%, 81th percentile)
  • ROA in top 20% of peers (1.8%, 93th percentile)
  • ROE in top 20% of peers (15.0%, 90th percentile)
  • Equity/Assets in top 20% of peers (13.1%, 81th percentile)
  • Debt/Assets in top 20% of peers (31.5%, 98th percentile)
Risks

No significant risks identified for this axis.

Profitability

50th percentile vs peers
50
Key Signals
Strengths
Risks
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Safety

74th percentile vs peers
74
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Banco Latinoamericano de Comerc.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
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Bear
-
- - -
- upside
-
Base
$45.78
- - -
-14.1% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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