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Company Analysis

Bogota Financial Corp. BSBK

A comprehensive view of key metrics, scores, and financial health for Bogota Financial Corp.

Overview of Bogota Financial Corp.

BSBK NCM
Financial Services Banks - Regional Micro Cap
Bogota Financial Corp. (BSBK), is a Micro Cap company, in the Banks - Regional industry, last closed at $8.41, about 37.3% undervalued vs fair value, +21.9% 1Y return, placing in the top 25% of its sector.
Metrics Rev Growth 276.3% ROE 1.5% Gross Margin 38.8%
$8.41
-0.47%
As of April 28, 2026
Previous close • Vol 90d: 17.9%
52-Week Range
Market Cap
$106.16M
Enterprise Value
$143.88M
Overall Score
View breakdown
Overall
Growth
Fair
Profitability
Weak
Health
Weak
Efficiency
Weak
Valuation
Fair
Growth
Fair
Profitability
Weak
Health
Weak
Efficiency
Weak
Valuation
Fair
Completeness: 82%
Confidence: 48%
Updated: Mar 8
Top Beats
No strong beats yet

Quick Facts

Website https://www.bogotasavingsbank....
HQ Teaneck, NJ
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$6
$12
$22
Current: $8.41 +37% vs base

Engine Room Money Flow™

Micro Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$41.7M
12%%
Interest Expense
$27.5M
Net Interest Income
$10.6M
-29.5%%
Total Revenue
$44.8M
276.3%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
-1.6%
Poor

Net Income / Equity - key bank profitability metric

Locked Metric
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Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
2
Active Leaks
0/2
Improving
0
High Impact
2
Critical
Locked Leak
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Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Bogota Financial Corp.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
25
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Weak
21
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 90% Coverage
Trade-Off Triangle Visualization A ternary plot showing BSBK's balance between Growth (5.7%), Profitability (14.9%), and Safety (79.4%). Growth 6% Safety 79% Profitability 15%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

3th percentile vs peers
4
Key Signals
Equity Growth YoY 0.1% 10p Asset Growth YoY -6.9% 3p EPS Growth YoY -4.41 2p NII Growth YoY -29.5% 1p
Strengths
  • Equity/Assets in top 20% of peers (15.6%, 92th percentile)
Risks
  • Growth in bottom 20% of peers (percentile: 3)
  • Equity Growth YoY in bottom 20% of peers (0.1%)
  • Asset Growth YoY in bottom 20% of peers (-6.9%)
  • EPS Growth YoY in bottom 20% of peers (-4.41)

Profitability

10th percentile vs peers
10
Key Signals
Strengths
Risks
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Safety

53th percentile vs peers
54
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Bogota Financial Corp..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$11.55
- - -
+37.3% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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