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Company Analysis

Bankwell Financial Group, Inc. BWFG

A comprehensive view of key metrics, scores, and financial health for Bankwell Financial Group, Inc.

Overview of Bankwell Financial Group, Inc.

BWFG NGM
Financial Services Banks - Regional Small Cap
Bankwell Financial Group, Inc. (BWFG), is a Small Cap company, in the Banks - Regional industry, last closed at $53.19, about 27.5% overvalued vs fair value, +56.9% 1Y return, ranked 578/1037 in sector.
Metrics Rev Growth 138.8% ROE 12.3% Gross Margin 51.7%
$53.19
2.94%
As of April 28, 2026
Previous close • Vol 90d: 28.1%
52-Week Range
Market Cap
$424.30M
Enterprise Value
$379.08M
Overall Score
View breakdown
Overall
Growth
Good
Profitability
Fair
Health
Weak
Efficiency
Fair
Valuation
Fair
Growth
Good
Profitability
Fair
Health
Weak
Efficiency
Fair
Valuation
Fair
Completeness: 82%
Confidence: 89%
Updated: Mar 8
Top Beats
No strong beats yet

Quick Facts

Website https://www.mybankwell.com
HQ New Canaan, CT
Employees 170
Fiscal year Dec 31

Next Events

Earnings Apr 22 Estimated

Fair Value Snapshot

Bear Base Bull
$21
$39
$72
Current: $53.19 -28% vs base

Engine Room Money Flow™

Small Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$192.0M
1.9%%
Interest Expense
$99.4M
Net Interest Income
$83.3M
-11.8%%
Total Revenue
$207.7M
138.8%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
3.5%
Poor

Net Income / Equity - key bank profitability metric

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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$8.4M
88.4% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
2
Active Leaks
0/2
Improving
0
High Impact
1
Critical
Locked Leak
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Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Bankwell Financial Group, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
50
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Developing
46
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 93% Coverage
Trade-Off Triangle Visualization A ternary plot showing BWFG's balance between Growth (22.3%), Profitability (28.5%), and Safety (49.1%). Growth 22% Safety 49% Profitability 29%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

20th percentile vs peers
21
Key Signals
Asset Growth YoY 2.8% 43p Equity Growth YoY 1.8% 15p NII Growth YoY -11.8% 6p EPS Growth YoY -73.7% 11p
Strengths

No notable strengths identified for this axis.

Risks
  • Growth in bottom 20% of peers (percentile: 20)
  • Equity Growth YoY in bottom 20% of peers (1.8%)
  • NII Growth YoY in bottom 20% of peers (-11.8%)
  • EPS Growth YoY in bottom 20% of peers (-73.7%)

Profitability

26th percentile vs peers
26
Key Signals
Strengths
Risks
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Safety

45th percentile vs peers
45
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Bankwell Financial Group, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$38.57
- - -
-27.5% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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