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Company Analysis

Claros Mortgage Trust, Inc. CMTG

A comprehensive view of key metrics, scores, and financial health for Claros Mortgage Trust, Inc.

Overview of Claros Mortgage Trust, Inc.

CMTG NYQ
Real Estate REIT - Mortgage Framework: Mortgage REITs Micro Cap
Claros Mortgage Trust, Inc. (CMTG), is a Micro Cap company, in the REIT - Mortgage industry, last closed at $1.14, about 694.7% undervalued vs fair value, -67.2% 1Y return, ranked 300/338 in sector.
Metrics Rev Growth -5.6% ROE -27.6% Gross Margin 83.6% Div Yield 0.00%
USD 1.14
-0.87%
(Delayed)
• Vol 90d: 55.1%
52-Week Range
Market Cap
$160.84M
Enterprise Value
$1.10B
Overall Score
View breakdown
Overall
Growth
Weak
Profitability
Weak
Health
Weak
Efficiency
Fair
Valuation
Weak
Growth
Weak
Profitability
Weak
Health
Weak
Efficiency
Fair
Valuation
Weak
Completeness: 94%
Confidence: 94%
Updated: Oct 31
Top Beats

Quick Facts

Website https://www.clarosmortgage.com
HQ New York, NY
Fiscal year Dec 31

Next Events

Earnings Nov 3 Call: Nov 4

Fair Value Snapshot

Bear Base Bull
$5
$9
$17
Current: $1.14 +695% vs base

Engine Room Money Flow™

Micro Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$389.5M
-35.2%%
Interest Expense
$338.1M
Net Interest Income
$51.4M
-61.8%%
Total Revenue
$92.3M
-5.6%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
-31.9%
Poor

Net Income / Equity - key bank profitability metric

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Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Lender Specialized

Competitive Advantage Assessment

Evaluating Claros Mortgage Trust, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
23
/100
Weak
Scores based on quantitative metrics and qualitative factors
Full moat analysis

Key strengths

  • Strong Equity Cushion Equity cushion is strong (score 0.72).
  • Diversified Revenue Streams Revenue diversification is evident (growth stability 0.90).

Key risks

  • Returns Squeezed by Funding Costs Returns are weak for a debt-funded lender (profitability score 0.03).
  • Weak Net Interest Margin Net interest margin proxy is weak (score 0.05).

The dashed ring is the peer median. Defense scores are percentile ranks against peers, so 50 is roughly the typical company in this group.

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Funding & Return Stability

Weak
10
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Signals, strengths and risks for Funding & Return Stability

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Signals, strengths and risks for Lending Advantage

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Signals, strengths and risks for Capital Strength

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Signals, strengths and risks for Cost Discipline

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Signals, strengths and risks for Revenue Diversification

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Signals, strengths and risks for Risk Management

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 88% Coverage
Trade-Off Triangle Visualization A ternary plot showing CMTG's balance between Growth (4.6%), Profitability (15.9%), and Safety (79.5%). Growth 5% Safety 80% Profitability 16%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

4th percentile vs peers
5
Key Signals
EPS Growth YoY -1.20 15p NII Growth YoY -61.8% 3p Asset Growth YoY -32.2% 1p Equity Growth YoY -23.7% 1p
Strengths
  • Equity/Assets in top 20% of peers (32.4%, 88th percentile)
  • Financial Leverage in top 20% of peers (3.30, 87th percentile)
  • Dividends/Tangible Equity in top 20% of peers (0.0%, 87th percentile)
  • Conservative leverage compared to industry peers
Risks
  • Growth in bottom 20% of peers (percentile: 4)
  • EPS Growth YoY in bottom 20% of peers (-1.20)
  • NII Growth YoY in bottom 20% of peers (-61.8%)
  • Asset Growth YoY in bottom 20% of peers (-32.2%)

Profitability

16th percentile vs peers
16
Key Signals
Strengths
Risks
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Safety

81th percentile vs peers
82
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Claros Mortgage Trust, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$9.06
- - -
+694.7% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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